We're thinking of taking out a loan...
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May 7th, 2008, 02:45 PM
Join Date: Jan 2006
Sometimes you can get a credit card that has an anual fee, and a high rate as a first timer, if you are sure to pay if off each month, it shouldn't be a problem. This is also a good way t get your credit started, just put gas on it and pay it off right away. You will be off to a good start, and don't cancel the card, even with a zero balance, for your first card,, the longer you have it the better it will look.
there are a few with apr under 10 and a lower annual fee.
i think if you can get a family member to co sign, you might be abble to get a loan?
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