[BeckyM]

I would definitely be a member!! I'm currently fighting with my own insurance company. They appeared to at first cover all our infertility treatments, and in fact covered $1000s of dollars with all our initial testing, DH's biopsy, s/a, etc. But once they found out he is completely infertile, and we'll now be using donor sperm they're denying coverage for ANY of our fertility treatments including IUI & IVF!! But here's the kicker to all of this, they DO offer coverage to same sex couples. While I find it wonderful that they do offer coverage for employees who are in domestic partnerships, including same sex, I find it not equitable that they would offer coverage for 2 ladies who obviously have to use donor sperm to conceive but turn around and deny it for us. From a medical perspective, we fit the same criteria as we too are unable to provide our own sperm. Grrrrrr!!! My HR dept has now filed an appeal on my behalf as well, and we may end up getting a lawyer involved which of course cost $$$$ to.

I have heard of that self-funded option, and thought it was horrible. Have you contacted your HR dept to see if your company does do that? Have you read your insurance booklet and all updates thoroughly? Alot of times, they won't tell you when an update has been made, AND they don't read their own updates either. I've had them deny coverage for previous items, and once I sent them copies of their own updates, they were like Oops, it is covered. Grrrrr!!!

They can definitely drive us insane!!! I hope you find some answers soon!!