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This probably isn't the best place to ask, but I thought maybe somebody here could help. We are starting to pay back DH's private loans. DH is a teacher, I stay home with our girls. Me staying home is the best thing financially, daycare costs would eat up my paycheck. We cannot afford to pay DH's private loans. We are in the process of getting his federal loans on the income based schedule, we want to get everything as low as possible so that we can start to thrive as a family, not just survive.
Has anybody consolidated their private loans? Do you have any recommendations on who to consolidate through? Do you know of anyplace where you can get a fixed interest rate instead of a variable? Has anybody heard of/used studentloanconsolidator.com? I don't want to get stuck with high interest rates, but we can't afford to pay for DH's private loans as they stand right now.
Thank you for any information you can give.
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I'm me.
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