So DH and I have been talking about when we're going to TTC lately and he recently pointed out that his biggest hang-up is money. That seemed weird to me until he clarified he meant insurance. Despite the fact that he works for a fortune 500 company, they offer ZERO maternity coverage!

and I'm pretty sure we earn too much to qualify for medicaid/care/whichever it is. So now what?
I'd love to have a homebirth and we could pay out of pocket for the midwife... but homebirths are freaking illegal here in GA, and because of the pre-e last time I may wind up not qualifying for that anyway and then everything would really cost an arm & a leg.
So I just feel kind of stuck. Does anyone have experience going on their own to buy private individual insurance? I'm sure its a lot more expensive... any thoughts/tips/experience/suggestions? Thanks!