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April 13th, 2013, 12:43 PM
Join Date: Dec 2011
Location: Ontario, Canada
I second the broker. Find someone based on word of mouth rather than out of a google search though, you want someone you can trust.
Another option for someone to talk to is a financial planner as well if you have one. They can help you decide the level you need that is affordable for you.
We both have it through work and we have one through our mortgage (I can't find the papers right now otherwise I'd give you the name...things are in a bit of a disarray here), the house would be paid for but not much else. I need to look into getting more.
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