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Prenatal Care-- Without Health Insurance


Forum: Unplanned Pregnancy

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  #1  
March 13th, 2006, 07:02 PM
Regular
Join Date: Mar 2006
Posts: 69
My main worry right now is prenatal care. I *just* started a new job last week and I will not have insurance through them or 6 months!! They have awesome insurance, but I am not eligible for 6 months. What to do until then? I have private, individual health insurance, but it doesn't cover any pregnancy related conditions! I have found a pregnancy center in the city where I live and they will provide a limited ultrasound, counseling, classes, and help with finding doctors and stuff.

This center is wonderful. The woman I talked with on the phone today was so nice to me that I almost cried. She was so kind. I guess I have been feeling alone and scared and she just comforted me in a way that I didn't know was possible. She set me up with an ultrasound this Thursday. I cannot wait to go. I have no idea how far along I am (although I am guessing anywhere between 9-15 weeks, which is a big gap I guess). Hopefully, they will help me find some kind of low-cost prenatal care.

I don't qualify for any kind of WIC, Medicaid, or Healthy Start programs. My income is a few hundred dollars OVER their qualifying rates. So I am trying to find other options. I live in Ohio, if anyone knows of any state-specific programs/centers....
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  #3  
March 13th, 2006, 07:12 PM
Regular
Join Date: Mar 2006
Posts: 69
Quote:
have you tried applying for state aide? actually applied?

i only ask because normally if you have no available INS. you can get it....

shoot, i have INS through my DH although its crappy, he makes decent money and i still got medicaid... and WIC has more strict income limits than medicaid does, i know that because we dont technically qualify for WIC but being on medicaid give us a free pass.... and i have a friend whose DH makes even more than my DH and she is on it too...[/b]
hmmmm....I *was* suprised to see that I didn't qualify for Medicaid. I mean, I don't earn THAT much and it's just me (no two incomes!!) So, maybe I will have to actually APPLY for it to see. I will ask the pregnancy center about this on Thursday. The Medicaid website was SOOOO confusing!
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  #5  
March 13th, 2006, 09:07 PM
Cyndee's Avatar Mommy to 3 tagalongs
Join Date: Oct 2004
Location: Texas
Posts: 9,947
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did you take any check stubs that had overtime on them.. That counts against you.. I found out the hard way on that one... If so you can always reapply.. just try and do it when you haven't had so many hours and have low paychecks
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  #6  
March 13th, 2006, 09:37 PM
MJONES's Avatar Mega Super Mommy
Join Date: Aug 2005
Location: Arizona
Posts: 1,734
Hey, I am from Ohio. If you are pregnant and can show proof w/out insurance you should qualify for medicaid. Did you actually apply or did they just give you figures? Can you cut back a few hours just to get on? also do you have a major hospital nearby that does prenatal care by your income? If you are near the Dayton area, I could tell you what hospital to go to. PM me if you need to.
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