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  • 1 Post By Amaranth Dhanya
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  #1  
February 19th, 2013, 06:41 AM
joonzgurl's Avatar Proud mama of 2 girls
Join Date: Jul 2011
Location: Small Town, Alberta, Canada
Posts: 5,634
Are you saving for your children's education?
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  #2  
February 19th, 2013, 07:04 AM
Amaranth Dhanya's Avatar aka Hillarie
Join Date: Jun 2009
Location: In the West
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No.
They can do it like I did with working and saving and getting grants or loans.
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  #3  
February 19th, 2013, 09:30 AM
UniqueHandle's Avatar Veteran
Join Date: Jan 2013
Location: Where the Blackhawks play
Posts: 118
Yes. I put one through college already. Since I paid his way, it would seem unfair not to pay for the other 3.
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  #4  
February 19th, 2013, 01:34 PM
joonzgurl's Avatar Proud mama of 2 girls
Join Date: Jul 2011
Location: Small Town, Alberta, Canada
Posts: 5,634
we are. The government kicks in an additonal 20% on top of what we save, so that is a pretty good return on our investment right there.

Also, by the time Avery goes to go to school we will have too high of an income/own too much farm land. She will never qualify for federal student loans because of that.

I had zero help with my education. That is the last thing I want for her, I know how hard it was for me.
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  #5  
February 19th, 2013, 01:52 PM
Mega Super Mommy
Join Date: Apr 2010
Location: MN
Posts: 4,865
Each kid has their own savings account, but nothing specifically geared towards college at this point. DH and I should discuss it though. My parents paid for the majority of my college, but DH's parents didn't pay for any of his. I'm not sure what he'll want to do for our kids.
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  #6  
February 20th, 2013, 12:03 AM
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Nope. We have a savings account going from gifts we have gotten from family etc that we will split when the time is right. They can do with it what they want. I don't think that paying for their college is my responsibility.
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  #7  
February 20th, 2013, 06:09 AM
*Kiliki*'s Avatar i have absolute power
Join Date: Dec 2008
Location: By a Cornfield, Nebraska
Posts: 26,292
no me and dh both agree that if they work hard and pay for it themselves then they will appreciate it more...of course we will help if they want to stay home while they go to college that will be fine....or if they need help with food or gas money every once in a while...things like that
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  #8  
February 20th, 2013, 06:19 AM
LindsayMom09
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No. We put away a certain amount for Harvey each month that goes into a savings account which he will receive when he turns 21 and he can do with that what he likes.
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  #9  
February 20th, 2013, 07:30 AM
*Kiliki*'s Avatar i have absolute power
Join Date: Dec 2008
Location: By a Cornfield, Nebraska
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I am not even doing a savings account for them....I never had one and do not wish I did...would it have made things easier? yeah of course.....but in the long run....having to earn your own money from the start makes you appreciate money and realize that it is not easily gotten but very easily gone....
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  #10  
February 20th, 2013, 08:55 AM
Carwen*Angel's Avatar Fly away on my zephyr
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Location: Manchester, UK
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I want to and will do when I am back at work. There is no money to save right now, as my partner is also jobseeking.
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  #11  
February 20th, 2013, 09:03 AM
4 Boys & 4 Girls !
Join Date: Apr 2011
Posts: 3,554
Yes!! we absolutely will pay for everything all of our children need no matter what age they are. Education is one of the most important things we install in our children. We are also the type that would never dream of our children moving out at age 18. Our oldest 2 age 22 and almost 21 have their own place because they wanted to.

I agree with kiliki---Its also important to install the value of earning. The 2 boys are not only studying but have at times held a part time job while going to school so they do know that money does not grow on trees.
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  #12  
February 20th, 2013, 06:15 PM
Cassie.S's Avatar Sophia's Mommy!
Join Date: Jan 2011
Location: Illinois
Posts: 8,190
Not yet, but we do plan on it.
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  #13  
February 21st, 2013, 09:07 AM
mom2xander's Avatar Platinum Supermommy
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I have some debt I really need to pay off, things I need to fix that can't wait, etc. Once I'm caught up (or as caught up as is reasonable) I plan to start putting money away each paycheck. Once I have enough for maybe $500 for each kid, I want to open up an account for each of them for a car and then ultimately college. And for a car, they're limited to like $3,000 lol. I had to work hard for a decent car (still working on it) so I expect them to work for it too.
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