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I just got of the phone with my insurance company. The RE wanted me to call and ask some very specific questions about coverage, so I did (even though when we called a year ago they said NOTHING was covered......not even testing). Well, there have been some changes to my policy, and they cover all fertility testing, including the ultrasounds and such for monitoring with Clomid, and if coded right, and the PCOS diagnosis stands, ESPECIALLY if DH has a low count (which we suspect) then the IUI itself will be covered too!!!!!
I am beyond thrilled! Now, my prescription coverage doesn't cover fertility drugs, but I checked with Walgreen's and the do cover some fertility meds (Clomid for sure) with their discount prescription plan! HURRAY!
I can't wait for the 8th to get here so I can get the details on our plan of action and get the ball rolling!!!
I seriously started bawling when she told me that most if not all of it was going to be covered. We really thought we were paying for all of this out of pocket ane were planning on borrowing against DH's retirement plan and then getting a loan too. This is such a huge relief. With are both so excited we are ready to do back flips! lol