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Forum: Trying to Conceive after Loss

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  #1  
April 15th, 2010, 10:34 AM
Isabelle's Avatar 3 Princes & 1 Princess
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And the hospital bills just keep coming in.....

I'm so angry. It's bad enough that losing a baby is beyond an emotional toll but here we are being raked over the coals financially.

So far, out of pocket we're at $2,611.00 after insurance, who did pay a huge chunk but still, THIS is a massive chunk. I want to cry. Oh wait...I did cry. Over and over again while on the phone working out payment plans with everyone involved.

There should be a law that wipes bills like this clean. It's not fair.

The thought of another loss both emotionally and financially is just crippling.

Tell me I'm not alone here.
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Last edited by Isabelle; April 15th, 2010 at 10:53 AM.
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  #2  
April 15th, 2010, 10:45 AM
zkat's Avatar Mega Super Mommy
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No, Joanne you are not alone. DH and I were just discussing this very thing this morning. We still owe $250 for my D&C in Sept. I am so ready to have it paid off, it's like everytime you get a notice from them it is a stab in the heart. Our out of pocket wasn't as bad, I think it was $850 or so.

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  #3  
April 15th, 2010, 10:56 AM
Isabelle's Avatar 3 Princes & 1 Princess
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Glad (well not glad) but glad I'm not alone. And yes, it's a constant stab in the heart when I get a bill and have to write a check. I feel like putting it all on a credit card so I don't have to have a flipping reminder each month. Ugh.
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  #4  
April 15th, 2010, 11:06 AM
Natalie_Snow's Avatar Mega Super Mommy
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Paying the bills for m/c is hard... My natural m/c in December cost me $3,200 (now I am super happy I did not agree to have a D&C). I am making payments and have $900 left to pay it off...I made a big payment this month because i cannot stand getting all these bills from 7 different places... I've never been to a hospital before in my life and so I did not expect to get bills from 7 different places and three different doctors. wow. I even got a bill from a "consultation 1st tri u/s". I honestly thought they sum it all up and send it in one big bill.
Getting the bills in the mail is a constant reminder of that horrible day. Ugh.
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  #5  
April 15th, 2010, 11:12 AM
MeganMomof5's Avatar Platinum Supermommy
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I hear you!!! I haven't gotten bills yet from this last pregnancy, but i'm sure they'll be coming in soon...I was going to the doctor weekly pretty much, and getting ultrasounds done every time...My D&C was done at a surgery center across from the hospital, so hopefully it won't be as much as a hospital bill...Our insurance sucks and we pay a lot per month....Not to mention I had 2 hospital stays within 3 weeks back in September/October...When I went to confirm Ella's death in October just that ultrasound alone (all 5 minutes of it) cost almost 500$...I hate medical bills!!!!
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  #6  
April 15th, 2010, 11:28 AM
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I was shocked when they called me the day before my D&C and told me I had to pay out of my own pocket. We had to use our Credit Card because they would not have done the D&C(no payment plan was available). I was in tears. Then I thought I would just go to the hospital because they have to do it, but they told me they were so booked I would have to wait a week for my D&C. It was bad enough I had to walk around with a baby in my belly (that had no heartbeat) for 2 days, I just couldn't do it for an other week so we used our CC. It just isn't fair. We really can't afford an other CC bill......sigh......I understand what u are going through.
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  #7  
April 15th, 2010, 11:48 AM
Isabelle's Avatar 3 Princes & 1 Princess
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Reading these make me so angry ladies.

It's not fair.

Hugs to all of us.
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  #8  
April 15th, 2010, 12:11 PM
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HUGS... I'm so sorry... while I didn't have bills from my three losses... We did have to fight for over 7 months ( and had them threatning our credit) over an 8,600. bill for bloodwork trying to figure out why I was having losses... It so unfair...

I wish people who made the laws would go through half of what we have went through.. and maybe, just maybe they would start changing the laws!!!
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  #9  
April 15th, 2010, 12:15 PM
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My goodness that is so not fair that the insurance plans are so bad. For me was a bit of a different story as I still was on an insurance plan that covered everything but my $200 co-pay. I am so so sorry that you ladies have to go through this and constantly be reminded of the hurt from losing your baby every time a bill comes from the medical facility. a Huge Bear like Hug for everyone here.
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  #10  
April 15th, 2010, 12:28 PM
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((hugs)) I'm so thankful that I haven't received any bills yet. I don't think I will, though. My insurance should pick it up 100%, but we'll see.
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  #11  
April 15th, 2010, 12:37 PM
Isabelle's Avatar 3 Princes & 1 Princess
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That's awesome Rachel

We have craptacular insurance. I hate it. Better than no insurance though. Ugh. I want to puke.
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  #12  
April 15th, 2010, 12:45 PM
..Michelle..'s Avatar High IQ~ No common sense
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Joanne, I feel for you and all the other ladies who've expressed concern about this matter. Unfortunately, I'm in a worse boat so to speak.
The company I worked for (can't name names) fired me 1 day after my son passed away b/c I didn't want to come back to work. Hello?!?! Would any of you had done that?? I don't think so!
With all that, we had to file for bankruptcy since my insurance wouldn't cover Roman. We have a law suit pending, but still....it sucks big time!
Michelle T.
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  #13  
April 15th, 2010, 12:55 PM
Isabelle's Avatar 3 Princes & 1 Princess
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Quote:
Originally Posted by ..Michelle.. View Post
Joanne, I feel for you and all the other ladies who've expressed concern about this matter. Unfortunately, I'm in a worse boat so to speak.
The company I worked for (can't name names) fired me 1 day after my son passed away b/c I didn't want to come back to work. Hello?!?! Would any of you had done that?? I don't think so!
With all that, we had to file for bankruptcy since my insurance wouldn't cover Roman. We have a law suit pending, but still....it sucks big time!
Michelle T.
Holy CRAP. I hope you win that lawsuit. What horrible company.
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  #14  
April 15th, 2010, 01:53 PM
..Michelle..'s Avatar High IQ~ No common sense
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Quote:
Originally Posted by Isabelle View Post
Holy CRAP. I hope you win that lawsuit. What horrible company.
I know. It's been since 2008 that we've been fighting them. They are a world wide company that makes farm equipment and other heavy machinery......if you think, you'll know the company.
Since Roman stayed in the NICU for 6 days our bills are in the 6 figure range...... it totally sucks
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  #15  
April 15th, 2010, 02:42 PM
*~Candy~*'s Avatar Platinum Supermommy
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My gosh thats just ridiculous!!! I am so so sorry Joanne. Max has 100% coverage...but I cannot even imagine how you must be feeling it's total BS and not fair!!
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  #16  
April 15th, 2010, 02:57 PM
missy123's Avatar Platinum Supermommy
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As I dont have insurance my nurse midwife at the time suggested we go to an abortion clinic as it would be pretty much the same procedure and less expensive. While it only cost me $600 it was so emotionally expensive. There was no compassion or anything... The doctor actually started screaming at me because I started to cry in the office. I did end up with a $1,000 bloodwork bill that I just finally paid off.

I am so sorry we have all gone through all of this, just constant reminders of our losses.
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  #17  
April 15th, 2010, 03:08 PM
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I'm sorry Isabelle, and all ladies, that we have to go through this. It totally sucks having to deal with the emotional and physical pain and then have to pay all this money on top of it. I have duel insurance and still had quite a bit of out of pocket expenses, especially from the labs.
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  #18  
April 15th, 2010, 05:02 PM
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I didn't have to pay anything since I was on the medical card. Since I had a m/c though it got cancelled so I have no idea how much my chemo is going to cost. I did find out that my bw is only going to cost $18 and $38 so it will run me $112 a month. I may have to have bw done for 2 years though. I also just had a urinalysis done and have to get a urine hcg on Monday so not sure how much that is going to cost. I am just praying this stupid chemo isn't too expensive.

I wish that either DH or myself could get insurance through work. So aggravating that he is a cop and can't get ins.
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  #19  
April 15th, 2010, 05:22 PM
Isabelle's Avatar 3 Princes & 1 Princess
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Quote:
Originally Posted by ..Michelle.. View Post
I know. It's been since 2008 that we've been fighting them. They are a world wide company that makes farm equipment and other heavy machinery......if you think, you'll know the company.
Since Roman stayed in the NICU for 6 days our bills are in the 6 figure range...... it totally sucks
I think I know exactly the company.

Quote:
Originally Posted by *~Candy~* View Post
My gosh thats just ridiculous!!! I am so so sorry Joanne. Max has 100% coverage...but I cannot even imagine how you must be feeling it's total BS and not fair!!
Thanks Candy. I'm just dreading the fear of another loss down the road.......I mean financially....ugh...I can't imagine. But then I can't put a price on wanting another baby. I refuse to let this stop us achieving our dream.
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  #20  
April 15th, 2010, 05:34 PM
EVY&EGYsMommy's Avatar Platinum Supermommy
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Quote:
Originally Posted by ..Michelle.. View Post
I know. It's been since 2008 that we've been fighting them. They are a world wide company that makes farm equipment and other heavy machinery......if you think, you'll know the company.
Since Roman stayed in the NICU for 6 days our bills are in the 6 figure range...... it totally sucks
Oh sweety I am SO sorry. I too hope you win that.

My friend's son was in the NICU for 144 days...I know how EXPENSIVE the NICU is. I hope you never have to deal something like this again.

Katie
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