Forum: Trying to Conceive after Loss
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October 21st, 2010, 07:58 PM
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Platinum Supermommy
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Join Date: Mar 2008
Posts: 11,542
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I'm just so down and depressed today...I have so many bills from the last 6 months, from my last 2 losses...I'm paying what I can, which hasn't been a lot...DH's hours were cut down almost all summer, so smaller pay checks...Then the start of school and buying clothes for 4 kids, supplies etc for 3 kids, plus all the extra's...Then it was my daughter's birthday, which I of course still had to give her...I don't know, it's just been a constant flow of money going out, but I feel like we don't have enough coming in...I feel like i'm just playing catch up every week...Household bills and grocery's come before anything else, that's just how it is around here...If I have extra, I pay a medical bill...The thing is, I Guess i'm not paying them fast enough...I'm starting to get debt collectors calling, something I didn't want to happen...I applied for help with my hosptial bills, but that doesn't cover everything else...Plus i'm sure they will deny me since they asked for our tax forms, and they will say we make too much money (which we don't)...Am I stupid to try for another baby when I haven't even finished paying for the other ones I lost? I'm feeling guilty about it  ...What if it happens again and I have more bills on top of it....I know that if I get pregnant and have a baby i'll have bills from that, but at least I have a baby to show, right? Now I just have bills, and no baby...Plus the lab seems to keep messing things up and billing me and not my insurance!!! i've had to call about the bloodwork TWICE in the last month from labwork done on April 2nd, the day I found out the baby was dead...So everytime I get that bill, and EVERYTIME I call them and my insurance company ,i'm reminded of that day, and it's really starting to frustrate me...Any way, that's my vent for today..I hate bills, I hate money, and I just wish it would all go away
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Forever Missing My Baby Girl Ella Grace  Born Sleeping October 14, 2009
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October 21st, 2010, 09:09 PM
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Mega Super Mommy
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Join Date: Nov 2009
Posts: 4,944
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Hugs, Megan.... I hate money too  I don't know that there is ever really a time that you feel financially prepared to have a baby. I think you just have to go with your gut and make it work. I'm so sorry the bills are reminding you of your sadness... I hope you get it taken care of soon.
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Thanks, Katie (.:Shortcake:.) for the adorable siggy!
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October 21st, 2010, 09:21 PM
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Platinum Supermommy
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Join Date: Mar 2008
Posts: 11,542
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Thanks nicole  ...I also want to add that i'm not like thousands of dollars in debt (not counting my hospital bills)..it's something i'll be able to pay off, it just seems like we haven't had any "extra" in so long (If that makes sense)...Now the holiday's are coming up!!! I can't wait till Jan, at least we wont have anything major happening for awhile after that...I would much rather do some serious shopping LOL
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Forever Missing My Baby Girl Ella Grace  Born Sleeping October 14, 2009
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October 22nd, 2010, 11:12 AM
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Proud JM hostess
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Join Date: Jul 2009
Location: @ JM if I'm not at work
Posts: 5,209
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Megan I hear ya honey, treading water here... We were in a really good spot then it went down hill and we're in that trying to catch up phase but like ya said it feels like there way more going out than coming in. It's hard to deal with that and the pain, suffering from our losses and to have such a reminder as you have directly when they call or you make the calls just makes the tensions run higher when it comes to finances.  it's a heavy burden on your heart honey, but in time it'll all work out.... Either way no matter what there's always going to be bills popping up and like Nicole said I don't think we're ever exactly where we want to be financially when it comes to havin our babies.
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October 22nd, 2010, 12:41 PM
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Platinum Supermommy
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Join Date: Mar 2008
Posts: 7,700
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HUGS Megan.. I totally know the feeling and I understand.. Hang in there!!
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 Thanks Katie for the siggy!
MY Angels: Angelbean5-28-09 Stickybean8-13-09 SweetAngel6-1-10 Raindrop8-13-10
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October 22nd, 2010, 01:57 PM
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Platinum Supermommy
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Join Date: Jul 2007
Posts: 5,673
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I can totally relate but In my case I had medical bills even before the losses. It doesn't matter how prepared you are either. Something will come up and you're playing catch up again. It's just life.
Until we all hit the lottery, I think everyone worries about bills and how they're going to pay for expenses. You deserve to at least get a baby out of all of this. Hang in there.
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October 23rd, 2010, 04:51 PM
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Platinum Supermommy
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Join Date: Nov 2005
Location: Southern PA
Posts: 13,228
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Medical Bills??? OMG I don't have health insurance and opened the hospital bill the other day from my loss and it is $25,000+. I almost passed out... Have no idea how I will pay that one.
I didn't qualify for medical insurance through my job because I was going to an RE and it stipulated if you are or have seen an RE in the last 6 months you do not qualify. So I did the honest thing and reported that so I was denied. See what happens when you are honest?
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October 24th, 2010, 11:25 AM
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Mega Super Mommy
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Join Date: Dec 2009
Location: northern Indiana
Posts: 1,191
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I can empathize. I had two D&C's within 6 months and I was shocked to find out what the cost was and then what my out of pocket was AFTER insurance. Add to the that our genetic testing and my blood tests and we're racking it up. That's the reason I'm on hold. It sucks that money plays such a big part in the decisions we make in life.
I'm sorry and I hope you find the light at the end of the tunnel soon....
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~*~ Jessica ~*~
Mom to:
Madison Rey 11-24-2000
Cole Anthony 5-23-2002
Mia Annelise 3-29-2012
^angel^ 10wks, 2 days, D&C 12wks, 3 days 11-2-09
^angel^ 5wks, 5 days 1-2-10
^angel^ 11wks, 1 day 5-22-10 with D&C
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October 24th, 2010, 11:43 AM
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Platinum Supermommy
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Join Date: Mar 2008
Posts: 11,542
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Yeah my 2 D&C's really did it to me...I had just paid 1200 (just for the D&C, that didn't cover the doctor's bill, and all the other bills that went with it), and then the next day ended up in the hosptial for another D&C and hospital stay!!!...I had just used all our savings to pay for the bills I had before then...I don't think it's fair that I had to pay for a 2nd D&C, when it was the first one that caused me all the problems...ugh
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Forever Missing My Baby Girl Ella Grace  Born Sleeping October 14, 2009
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October 24th, 2010, 11:55 AM
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Platinum Supermommy
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Join Date: Nov 2005
Location: Southern PA
Posts: 13,228
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I am going to call the hospital tomorrow to try to get my bill reduced or something! Has anyone had any success getting their bills reduced at all or do you all have insurance?
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October 24th, 2010, 12:33 PM
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Platinum Supermommy
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Join Date: Mar 2008
Posts: 11,542
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I have insurance, but my part is still fairly high...I do know of people that got it reduced and/or paid for...Here they have a program you can sign up for that will either reduce it, or cover it, or deny you...I had to fill out a butt load of paperwork, copy all my husband's pay stubs for the last 3 months, send in a copy of our tax return etc...I haven't heard anything yet, but i'll let you know...I bet since you don't have insurance you can get something done...Good luck!!!
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Forever Missing My Baby Girl Ella Grace  Born Sleeping October 14, 2009
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October 24th, 2010, 07:54 PM
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Platinum Supermommy
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Join Date: Nov 2005
Location: Southern PA
Posts: 13,228
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Thanks! I am going to call in the afternoon tomorrow. I don't know what I will do if they don't reduce it... I am trying not to stress about it.
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October 25th, 2010, 08:19 AM
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Platinum Supermommy
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Join Date: Nov 2007
Location: Sunny California
Posts: 9,815
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I'm sorry Missy and Megan.... I hope you girls can solve the financial bills, I know it's no fun when there is no money.
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