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Credit or debit?


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  #1  
August 17th, 2007, 01:12 PM
Linz's Avatar Slacker Extraordinaire
Join Date: Mar 2006
Location: midwest suburbia
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Which do you use most often?

How often do you write checks?
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  #2  
August 17th, 2007, 01:18 PM
kmath's Avatar Platinum Supermommy
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I use credit more often even though it all comes out of the same bank account. I very rarely write checks. For the most part they are used solely for bills.
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  #3  
August 17th, 2007, 02:33 PM
RainyDay's Avatar Platinum Supermommy
Join Date: Apr 2007
Location: Cleveland, OH
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I have a debit card that I use as credit--I never use it where I'd have to enter the PIN. I rarely use my actual credit cards. I only write checks for certain bills, otherwise I pay online.
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  #4  
August 17th, 2007, 04:09 PM
MommyLovesLauren's Avatar Platinum Supermommy
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Which do you use most often? debit, I'm not a fan of collecting debt on credit cards

How often do you write checks? very rarely, only when the propane guy comes out and I leave him a check outside but I won't have to do that anymore
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  #5  
August 17th, 2007, 08:21 PM
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I usually use a debit card but sometimes I hit credit and other times I hit debit. Usually depends on if I need cash.

I write checks for bills mostly and even then only for the one time bills like doctors or magazines, stuff like that.
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  #6  
August 17th, 2007, 08:57 PM
nathansmom
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I charge everything (we get cashback on purchaces, etc)...that way there is no trying to balance the checkbook with both DH & I writing checks/doing debits...We pay our CC balances every month with a check though! I seldom write a check out, DH pays all the bills.
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  #7  
August 17th, 2007, 10:17 PM
Linz's Avatar Slacker Extraordinaire
Join Date: Mar 2006
Location: midwest suburbia
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We usually use american express because we get points. We pay it off every month. We do debit if we want cash back.

Only write checks when absolutely necessary, like to pay the lawn guy.
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