I'll try and keep this as short as possible, but I'm sure it's going to be a book.

I was on 4 hour days at work since May 31st due to stress and elevated blood pressure from that stress. Well, on July 12th I went to the doc and told her that the stress wasn't any better, ect ect. She put me out of work all together and my last day was July 13th. Short term disability DENIED my claim for the 4 hour days saying that my blood pressure wasn't high enough to be considered "disabled" and the stress was a work-related condition, therefore they wouldn't cover it. Filed for worker's comp. DENIED- they're saying it didn't happen at work and isn't because of work but they never sent me to a doc either... so I don't know. So now I'm in the process of appealing the STD for my 4 hour days... AND I had to start a whole new claim because of me being put outta work all together. So, I haven't had a full paycheck since June. And the last paycheck that I got was on the 15th (not bad, but it was only $326 for 2 weeks and I had bills to pay)... So I have 29 bucks in my checking account and all my bills are not even paid.

Cell phone bill comes in a few days ago- $235 bucks... Then the electric bill rolls up- $165... Plus we have the other bills- Home Depot, car payment, car insurance, Capital One, Dell, Cable, Circuit City, Mortgage and water/sewer/trash. DH has 140 bucks in his checking right now... Luckily he gets paid every week and works 40+ hours a week and just got a raise AND he's getting bonuses. Now my mom is living with us to help w/ bills and the baby, but she just moved in on the 15th and she still has final bills to pay from her other place PLUS she hasn't got her security deposit back yet...

It just seems like things always go this way for me. And then to top it all off I am getting a check (hopefully next week) for tuition reimbursement. Well, that's for $1485 bucks and at least $1200 of that is going to pay off 2 of my credit cards and the other $285 has to go to bills. I can't even buy nursing bras or tank tops, we're that strapped! Luckily I have everything I need for the actual baby and that was the last thing I needed to get, and we're stocked up on diapers for a little while I think. (I have like 300 and some that go from 8-14 lbs..) Anyhow-- So the money I thought I was going to blow ($285 bucks) on nursing tanks and bras is now going to bills.... So, needless to say I thought being home would be LESS STRESSFUL than being at work, but now I just have all day to worry about the bills getting paid... But I can't go back to work because I get cramps and contractions while I'm there and I wind up coming home in tears from being so over-worked and under appreciated and just the idiots that I work with stress me out!! So, I don't know... It just always seems like things seem to happen this way for me. Just when I think I'm getting myself on the straight and narrow and I have a little extra money something comes up. Like when I did have full paychecks, we needed another a/c. DH couldn't afford it w/ his paycheck because he was paying the bills with his money and buying groceries. So, I bought it- $140 dollars of my hard-earned money to cool the space where my mom was going to be living when she moved in with us... So... yeah... I am so tired of it working out this way! THROW ME A BONE FOR CRIMONY'S SAKE!!!!!!!!

[Deanna]

oh Krystal so sorry you are going through all this...i wish i had some words of wisdom or encouragement, but i just dont know what to say other than the typical, it will be okay and things will work themselves out...i know thats not what you want to hear, and i wouldnt want to hear it either...but i really do hope things work out for you, keep your head up, you are doing the best you can and thats all you can do right now...soon youll be holding your little one and that in itself will bring you a little relief, both physically and mentally...again sorry you are going through all this... to you sweetie

[mommybean73]

God, Krystle...I can totally relate, as you well know. It seems sometimes like the further you are about to get ahead, the farther back you fall.
Pay what the necessities are...sometimes things just have to slide a little bit. We are just now starting to get caught up from when SO switched jobs...and my last full paycheck will be August 5th.
You really can't go back to work...you know, especially with the contractions and stuff that have been happening with ya, it's just not the thing to do. Trust me, i'm here today, but have been having mild contractions since last night...so i'm not sure HOW long i'm gonna be here...if I get too uncomfortable, i'm out! What are they gonna do, fire me???
I've been looking online for some nursing tanks...ebay has some, if you watch the auctions, that are pretty cheap. I know its a lot to handle right now, but try to stay calm and focused on the important stuff.....

[rmbc82]

I have totally been in your shoes!!! Credit cards are the devil!!!!

As far as nursing tanks/bras - I bought one at Walmart awhile back but I'm thinking since I'm going to be home I'll be wearing t-shirts/pjs all day for awhile and wont require a bra/nursing tank. So maybe you could do without them for a bit if you have to. (I don't know for sure because like you I'm a first timer too!)

[CAMPMOMMYAMY]

I feel you girl, at least you have everything for the baby. I have no clue when I can finish. I went to get gas last week before hubby got paid and instead of paying at the pump like I ALWAYS do I decided to pay inside. Well I pump $33 in gas, go pay,and my check card was denied!! Thank God I still have an emergency credit card (my dad gave me years ago) because our bank account was sitting at $11 and I had no clue. If I would have payed at the pump I would have overdrawn.

By the way, isn't your mom chipping in? I thought she was moving in to help out?

Originally posted by CAMPMOMMYAMY@Jul 21 2005, 09:56 AM
I feel you girl, at least you have everything for the baby.* I have no clue when I can finish.* I went to get gas last week before hubby got paid and instead of paying at the pump like I ALWAYS do I decided to pay inside.* Well I pump $33 in gas, go pay,and my check card was denied!!* Thank God I still have an emergency credit card (my dad gave me years ago) because our bank account was sitting at $11 and I had no clue.* If I would have payed at the pump I would have overdrawn.

By the way, isn't your mom chipping in?* I thought she was moving in to help out?
<div align="right"><{POST_SNAPBACK}>

[/quote]
Yeah- she is.. But even what she is giving us (we had already agreed on an amount) isn't enough right now because we got behind not planning on me being out of work this early... Plus, she still has final bills to pay at her old place since she just moved outta there on July 15th, and she hasn't got her security deposit back yet...

Something will work out I'm sure...

If nothing else, at least today I got the house cleaned and I found my letter of denial from short-term disability which means I can work on my letter of appeal and maybe even still get it in the mail today... So that would be a good thing!

Someway, somehow, it'll all work out....

[CAMPMOMMYAMY]

Originally posted by krydiddy+Jul 21 2005, 09:01 AM-->

Yeah- she is.. But even what she is giving us (we had already agreed on an amount) isn't enough right now because we got behind not planning on me being out of work this early... Plus, she still has final bills to pay at her old place since she just moved outta there on July 15th, and she hasn't got her security deposit back yet...

Something will work out I'm sure...

If nothing else, at least today I got the house cleaned and I found my letter of denial from short-term disability which means I can work on my letter of appeal and maybe even still get it in the mail today... So that would be a good thing!

Someway, somehow, it'll all work out....
<div align="right"><{POST_SNAPBACK}></div>
[/b][/quote]

I can't believe those stupid companies are so stupid!! I have seen people get disability where I used to work for nothing. Do they think pregnancy is no worse than a cold or something?

Originally posted by CAMPMOMMYAMY@Jul 21 2005, 10:03 AM
I can't believe those stupid companies are so stupid!!* I have seen people get disability where I used to work for nothing.* Do they think pregnancy is no worse than a cold or something?
<div align="right"><{POST_SNAPBACK}>

[/quote]


I'm tellin ya- they're IDIOTS....

[mommybean73]

Originally posted by krydiddy+Jul 21 2005, 09:06 AM-->

I'm tellin ya- they're IDIOTS....
<div align="right"><{POST_SNAPBACK}></div>
[/b][/quote]


Yep....pregnancy is JUST like a cold.....achoo and out pops the baby...as easy as that, no STRESS or discomfort at all!!
Stupid companies....it was prolly denied by a MAN who has no clue about pregnancy and does not WANT to have one.....

Uh oh...I gotta sneeze....here comes Luke LOL

[Xyna]

If only! I wish I could sneeze and have baby Warren out, right now! And I know how ya feel, hun. The hubby and I are getting a LOT of help from his Mom right now. We would be totally screwed if it weren't for her. =\ And I STILL worry about things.

Originally posted by Trinanbud+Jul 21 2005, 10:32 AM-->

I'm tellin ya- they're IDIOTS....
<div align="right"><{POST_SNAPBACK}>

[/quote]


Yep....pregnancy is JUST like a cold.....achoo and out pops the baby...as easy as that, no STRESS or discomfort at all!!
Stupid companies....it was prolly denied by a MAN who has no clue about pregnancy and does not WANT to have one.....

Uh oh...I gotta sneeze....here comes Luke LOL
<div align="right"><{POST_SNAPBACK}></div>
[/b][/quote]



No, believe it or not, it was a woman!

[stephie1012]

dropping in from the oct ddc (i was lurking).....in may my dr put me on 4 hrs a day as well, but my job wouldnt except it they said that if i cant work what they want then i am to be put out completely, so after the long drs ordeal trying to get one 2 put me out. my regular dr did (thank god she is pregnant lol) she understood. so i just called about my disability and the lady asked a thousand and one questions, i have a feeling im going to be in your shoes pretty soon bc she kept asking so thats it no other complications blablabla i wanted to slap her

anyway good luck

stephanie

Originally posted by stephie1012@Jul 21 2005, 12:26 PM
dropping in from the oct ddc (i was lurking).....in may my dr put me on 4 hrs a day as well, but my job wouldnt except it they said that if i cant work what they want then i am to be put out completely, so after the long drs ordeal trying to get one 2 put me out. my regular dr did (thank god she is pregnant lol) she understood. so i just called about my disability and the lady asked a thousand and one questions, i have a feeling im going to be in your shoes pretty soon bc she kept asking so thats it no other complications blablabla i wanted to slap her

anyway good luck

stephanie
<div align="right"><{POST_SNAPBACK}>

[/quote]
Good luck to you too girl!