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Forum: Trying to Conceive Your First Child

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  #1  
March 23rd, 2005, 01:28 AM
Deyamemin's Avatar Super Mommy
Join Date: Mar 2005
Location: irvine
Posts: 589
hello everybody,
i have no insurance right now.And i live in CA .i dont work at anywhere.so i must have my insurance done myself.
in case i got pg without insurance do you know any company that covers?usually how much does it cost?
any ideas??
cucu
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  #2  
March 23rd, 2005, 04:21 AM
Veteran
Join Date: Mar 2005
Posts: 174
as far as i know it is very hard to get insurance once you have a preexisting condition--like pregnancy. i would check into it before you pg! hope this helps!
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  #3  
March 23rd, 2005, 05:39 AM
monkhester
Guest
Posts: n/a
Surely, the State has public service insurance, doesn't it? What about free service: clinic, etc.
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  #4  
March 24th, 2005, 07:12 AM
Member
Join Date: Mar 2005
Posts: 40
You automaically qualify for Medicaid while pregnant. If you are expecting, and do not have insurance, Medicaid will pick up your tab for your prenatal care and delivery, plus 6 weeks postpartum. But Medicaid only covers until 6 weeks EXACTLY postpartum (unless you can qualify unpregnant). I hope this helps, ask your physican about Medicaid or go to the community health dept and they can help you with paperwork, ect.
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  #5  
March 24th, 2005, 09:49 AM
Deyamemin's Avatar Super Mommy
Join Date: Mar 2005
Location: irvine
Posts: 589
thanks for telling me.that is what i heard from i friend of mine.but i guess they also ask for the income level.normally after you get pregnant insurance companies dont cover you.beause they consider it as pre-exsisted condition.
what if also `medical` say that they cant cover me since some reasons(like income, assets)?
so what will i do?
cucu
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  #6  
March 25th, 2005, 01:02 PM
Member
Join Date: Mar 2005
Posts: 40
Since you aren'r pregnant yet (sorry if im wrong), maybe postpone ttc until you have insurance of some kind. It really is an important thing. Kids are expensive as it as. The last thing you'll want is a pile of bills from prenantal care and such. Good luck finding something and ttc!!
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