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Anyone filing for Disability?


Forum: Pregnancy and Motherhood After Loss

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  #1  
April 8th, 2014, 08:15 AM
lelila's Avatar Mega Super Mommy
Join Date: Mar 2012
Posts: 2,994
New healthcare laws don't allow me to file for FMLA so I filed for short term disability. I'm in NYS so I only get a tiny percentage of what I usually make. The next 8 weeks will be a serious financial struggle.


I'm torn between going back to work early so I can contribute to our household finances and staying out of work so I can be with our new monkey.

Anyone else on short term leave? For how long?
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  #2  
April 8th, 2014, 12:12 PM
melissalaw's Avatar Platinum Supermommy
Join Date: Mar 2011
Location: Tennessee
Posts: 14,342
I'm self employed so I don't get any disability. I hate going back to work and sending him to daycare but financially I have to. He starts daycare in a few weeks.
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  #3  
April 8th, 2014, 01:18 PM
Mega Super Mommy
Join Date: Oct 2012
Posts: 1,131
We did this. It's not a good financial place. We've decided that being home with our monkey (we call him this too) is worth it. Tentative plan is for me to go back to work when he's 6m old. But we are discussing me going part time. This topic has so many variables- sometimes child care can cost 70% of your income! In which case, is it with it to be away for only 30% more $$?
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  #4  
April 9th, 2014, 09:06 AM
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Join Date: Jul 2011
Location: Delaware (the state!)
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Half of my mat leave was short term disability at 60% of my pay. The other half was 100% pay from my company. With my first DD, all of my mat leave was at 70%. Both times it was hard at that point, but totally worth it. And we bounced back fairly quickly.
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  #5  
April 9th, 2014, 10:54 AM
Just keep breathing.
Join Date: Sep 2012
Posts: 2,011
I have short term disability insurance through my job- I don't think our state provides any. Can I ask what changed with your FMLA eligibility?
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  #6  
April 9th, 2014, 12:31 PM
lelila's Avatar Mega Super Mommy
Join Date: Mar 2012
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Quote:
Originally Posted by MelChicago View Post
I have short term disability insurance through my job- I don't think our state provides any. Can I ask what changed with your FMLA eligibility?
I'm not sure entirely. I approached Human Resources a few months ago to talk about leave and they said "You are not eligible for FMLA under new Affordable Healthcare Act Laws. You are however eligible for NYS disability for up to 6 weeks for a regular birth or 8 weeks for a cesarean birth."

I looked up the provisions under the federal law and there's all sorts of stuff in there now. I'm part time 6 mos out of the year and FMLA doesn't apply to PT employees of companies with 50 or less workers. I also don't earn a salary in the top 10% of the company, so that also doesn't make me eligible. There's a bunch of other loopholes now. It's amazing anyone is eligible.
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Leia 41 yrs young

Wife to Big Bull 40
Mommy to Big Brother our first Miracle Feb 24 2006
Mommy to Little Brother, our Rainbow, March 24, 2014

Never Forgetting our Angels 2012, 2013
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  #7  
April 9th, 2014, 02:16 PM
Just keep breathing.
Join Date: Sep 2012
Posts: 2,011
Some of those requirements have been around awhile, and weren't changed by the ACA- company size more than 50, the total number of hours per year an employee works. In any case, I'm sorry it is not working in your favor. I hope you can figure something out.
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