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Forum: Pregnancy and Motherhood After Loss

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  #1  
December 1st, 2006, 12:25 PM
Ethans_Mommy's Avatar Mega Super Mommy
Join Date: Jun 2005
Location: Arizona!
Posts: 2,717
My good friend is scheduled for her 2nd C Section a week from today (friday). Her husband changed jobs a month ago and so they needed to go on Cobra while he was in the 90day waiting period to get on his new company's insurance. Finally after weeks of hearing nothing from his last company about signing up for Cobra, my friend called yesterday to get things straightened out. She came over yesterday crying and stressed out because apparently his old company was too small to offer Cobra and so now her delivery, her hospital stay and everything else will now have to come out of pocket! Her dr said a normal vaginal delivery, not including any hospital stay or anything costs over $3k, but a C Section is much higher than that! And heaven forbid the baby needs to be in NICU, they would have to cover the baby's bills too! What a mess! They dont qualify for state insurance because he makes too much and even if they did, maternity isnt covered anyway! Its not fair that this happened to her at the end of the pregnancy! She is already so hormonal and overwhelmed about everything else! It makes me so mad- I dont understand how illegal immigrants can just show up at the hospital and wont be turned away, but my friend who pays taxes has to come up with all of this out of pocket! What a mess!
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  #2  
December 1st, 2006, 01:08 PM
Brittanie's Avatar just me
Join Date: Jul 2006
Location: Littleton, CO
Posts: 43,573
wow, I hope that they can get things figured out! That's horrible!


But, most hospitals can offer payment plans, so she wouldn't be expected to pay all that money all at once. I just hope that they can find SOMETHING that will help!
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  #3  
December 1st, 2006, 01:41 PM
Gaby&Emmy'sMama's Avatar aka NZ-Emma
Join Date: Aug 2005
Location: Christchurch, NZ
Posts: 56,619
omg that DOES suck!!!! Your poor friends!
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  #4  
December 1st, 2006, 03:00 PM
mommytothree
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Posts: n/a
I remember seeing signs at my hospital that said no pregnant mom would ever be turned away regardless of insurance status. She should call the hospital to see what they can set up.

It does really suck for her though. My husband works for a really small company that wouldn't/couldn't provide cobra if he quit or was let go - I was worried about that the whole time I was pregnant.
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  #5  
December 1st, 2006, 05:53 PM
Mega Super Mommy
Join Date: Jun 2004
Location: New Brunswick Canada
Posts: 1,719
That really sucks....when I hear stories like that it makes me all the more greatful to be Canadian and not to have to worry about any of those types of costs.
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  #6  
December 3rd, 2006, 12:40 PM
Kiwi*Mummie*of*4's Avatar Mega Super Mommy
Join Date: Mar 2005
Location: New Zealand
Posts: 3,818
Awwww thats awful. I hope everything gets sorted out soon.
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