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No we never have.. The only time we've ever checked our credit is when they had to do it when DH got hired on at his job.. How do you go about doing a Free annual credit check? I'm clueless on things like that..
You can go to AnnualCreditReport.com and it will get you all 3 reports for free, once a year.
I set a reminder to do it every fall because I actually was a victim of fraud about 5 years ago and have 9 things removed from my credit in the past 2 years still related to that. I'm a bit of a spaz about checking both me and DH now, but rightfully so!