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  #1  
February 23rd, 2010, 10:30 AM
JMTSMOMMA's Avatar Platinum Supermommy
Join Date: Apr 2008
Location: Manitoba,Canada
Posts: 7,275
A financial nest egg? In an emergency could you get by on your savings for a bit or would it be devastating?

We have a decent savings but I am constantly scared it would not be enough if something were to (God forbid) happen and Jeff could not work. I worry about it endlessly even though I know we would be ok for a while. Anyone else like me?
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  #2  
February 23rd, 2010, 11:06 AM
LM1385's Avatar Mega Super Mommy
Join Date: Jan 2010
Location: Alberta
Posts: 2,056
We don't even have any savings! I am so scared about going on mat. leave, because I will only get 55-60% of my cheque - ack! Even though my husband is the big bread winner, my cheque still contributes a large portion to bills.
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  #3  
February 23rd, 2010, 11:11 AM
Mega Super Mommy
Join Date: Jun 2006
Location: B.C.
Posts: 3,047
We have nothing but the equity in our house. We used to have savings but they got used up during dh's first layoff in 2007 and we haven't been able to replenish it. We've been working on lowering living expenses but it's taken longer than we would have liked. Believe it or not us buying our house last year was us dramatically lowering our living expenses. Since the first layoff there has only been enough income to cover our expenses and nothing left over to save and it'll probably be like that for the next 2 years at least (unless dh gets employed as a police officer soon). I gave up worrying about it, there's no point.
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  #4  
February 23rd, 2010, 12:40 PM
blondie-lox's Avatar Do NOT feed the Troll
Join Date: Feb 2008
Location: ON, Canada
Posts: 16,621
We have some RSPs? Maybe that would help us? We have a small savings that would get us by for about a month if something happened.
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  #5  
February 23rd, 2010, 05:45 PM
Emm17's Avatar Platinum Supermommy
Join Date: Apr 2008
Location: Canada
Posts: 6,229
I have sufficient amount saved(most of it is insurance money from a car accident) and Cory has a tiny amount saved. We could get by for quite awhile on it. I hate the thought of tapping into it though.
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  #6  
February 24th, 2010, 06:36 AM
Irish_Wristwatch's Avatar Running with Scissors....
Join Date: Dec 2009
Location: Ontario, Canada
Posts: 16,275
we have some, most will go towards buying our house and house things next month so i dont think we will have much left after that, we call it the oh Sh! t fund
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