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I have one for each child. Sydney is with Children's Education Funds Inc and the other 3 are with USC, however, I am about to open them one with CEFI (like Sydney), I am just not happy with the service I am getting with USC.
I am going to set one up for Julia, but only because of the $500 involved (as part of part of AB centennial). I don't have them for my other children, we looked into it a few years back and there were just too many strings attached for my liking. We decided to just go with regular savings instead of the RESP.
I am interested to know why you like the CEFI one better than the USC?
I do get RESPs because the gov't will add money to it and if there is free money, my thought always was, "why not?"
I am no longer going to go with any of the "scholorship" companies, I am going to go thru the company that sells me life assurance and does my investments and taxes. I am learning all about the shadier side of the RESP reps.