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$10... you're kidding right?


Forum: October 2012 Playroom

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  #21  
February 24th, 2012, 03:24 PM
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Join Date: May 2007
Location: Hampton Roads, VA, USA
Posts: 3,737
Whatever we decide unless we end up at the hospital. Technically it will be free if at home with no transfer, aside from purchasing supplies. If we birth at the hospital, we'll be paying around $5-7k.
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  #22  
February 24th, 2012, 09:58 PM
kahlia's Avatar Platinum Supermommy
Join Date: Sep 2005
Location: Melbourne, Australia
Posts: 6,757
We will be paid $5000 to have a baby! In Australia the health care is free and you get $5000 per child that is born, so if it's twins it'd be $10,000. It's pretty crazy
Kansascity kitty likes this.
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  #23  
February 25th, 2012, 03:31 AM
LisaBrown's Avatar Mega Super Mommy
Join Date: Apr 2009
Location: Canada
Posts: 4,873
These posts are making me so sad for all you mamas! Paying to have a baby is ridiculous! I'm Canadian, so this baby won't cost us a dime. I saw so many women in my other PR that paid 5K to 10K + to have their babies...how could anyone afford to have a family at that price?!?! That's just seems crazy!!!
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  #24  
February 25th, 2012, 08:37 AM
jamiejo's Avatar Veteran
Join Date: Oct 2009
Location: Texas
Posts: 432
Quote:
Originally Posted by LisaBrown View Post
These posts are making me so sad for all you mamas! Paying to have a baby is ridiculous! I'm Canadian, so this baby won't cost us a dime. I saw so many women in my other PR that paid 5K to 10K + to have their babies...how could anyone afford to have a family at that price?!?! That's just seems crazy!!!
It is crazy & scary but we have no other choice but to make it work
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  #25  
February 25th, 2012, 09:58 AM
yashobo's Avatar Mega Super Mommy
Join Date: Jul 2009
Location: Brisbane, Down under
Posts: 3,038
Don't know how much but it will be a whole lot more than when we had dd because hubby changed jobs plus well probably have to use COBRA since we'll be out of the country.
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  #26  
February 25th, 2012, 10:35 AM
JuneBugsMom's Avatar Super Mommy
Join Date: Jan 2012
Location: Honolulu Hawaii
Posts: 834
Quote:
Originally Posted by kathleenbean108 View Post
FREE! Thats the ONLY good thing about military insurance. Free medical isnt necessarily quality medical
Same here, That's why I always fire my military doctor and demand a civilian doctor off post... Still 100% Free!!!
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  #27  
February 25th, 2012, 11:21 AM
October 2012 DDC co-host
Join Date: Apr 2007
Posts: 4,106
We should just have the 15.00 copay for the first visit and then insurance covers 100% of the obstetrician's bill. Now for the hospital bill (for myself and baby) we'll have to pay 10% of that. We will have to meet a 500.00 deductible for the hospital stay also before the 10% starts. For Evan, we paid around 600.00 for the hospital bill for both of us, BUT I was also hospitalized for 3 days before he was born and then we had to stay for 3 days after he was born because of blood pressure stabilization. We'll see this time. I'm hoping we'll have a 2 day stay this time!
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  #28  
February 25th, 2012, 11:28 AM
October 2012 DDC co-host
Join Date: Apr 2007
Posts: 4,106
Quote:
Originally Posted by LisaBrown View Post
These posts are making me so sad for all you mamas! Paying to have a baby is ridiculous! I'm Canadian, so this baby won't cost us a dime. I saw so many women in my other PR that paid 5K to 10K + to have their babies...how could anyone afford to have a family at that price?!?! That's just seems crazy!!!

Lisa, how does that work for you guys? I'm just curious....so like do you get to choose your doctor just like you do here in the states? Is it paid for through taxes? I'm just curious because I really don't know So like, say the US did the same thing with our healthcare system (which I know they were talking about) would that mean for us that we'd all have almost like tricare? (which is the military health insurance here)
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  #29  
February 25th, 2012, 11:49 AM
Kansascity kitty's Avatar Platinum Supermommy
Join Date: Apr 2009
Location: NOVA
Posts: 7,997
Quote:
Originally Posted by LisaBrown View Post
These posts are making me so sad for all you mamas! Paying to have a baby is ridiculous! I'm Canadian, so this baby won't cost us a dime. I saw so many women in my other PR that paid 5K to 10K + to have their babies...how could anyone afford to have a family at that price?!?! That's just seems crazy!!!
Heck even here in northern VA to have a regular vaginal delivery and stay including epi is only $2,600 I really don't see our price as expensive, but each region is different.
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  #30  
February 25th, 2012, 02:05 PM
JillMama's Avatar Mega Super Mommy
Join Date: Feb 2012
Posts: 3,852
Wow!! what kind of insurance do all you ladies have at are only paying $0-250??? I think my husband looked into it and we'll be paying close to $5,000 Oh well, we get a little pumpkin!!!!
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  #31  
February 25th, 2012, 03:42 PM
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Join Date: May 2007
Location: Hampton Roads, VA, USA
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Quote:
Originally Posted by Kansascity kitty View Post
Heck even here in northern VA to have a regular vaginal delivery and stay including epi is only $2,600 I really don't see our price as expensive, but each region is different.
That depends on people's insurance. With no insurance in VA, the average cost for a vaginal delivery , no epidural, is between 10k and 15k. More expensive near DC, less expensive in south western VA, and somewhere in the mid range here in the Hampton Roads area. We have a copay of 30%, so we'll be looking at around $3k+ baby stay costs if something makes us have to birth in the hospital.
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  #32  
February 25th, 2012, 03:48 PM
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I have to pay 20% of everything and I have high risk pregnancies. I can't worry about it though.
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  #33  
February 26th, 2012, 07:18 AM
jessjillmama's Avatar ***Staying Positive***
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Location: Coushatta, La
Posts: 7,892
I am on medicaid due to me being in school and my dh being self employed so it will be free. If we have a boy we will have to pay about $500 for circumcision other wise we shouldn't have to pay anything.
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  #34  
February 26th, 2012, 07:27 AM
IneedCoffee's Avatar Platinum Supermommy
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Posts: 10,195
We had decent insurance when our DD was born and paid a little more than $6k to have her. This one will probably be a little more because the insurance we have now doesn't cover as much.
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  #35  
February 26th, 2012, 10:39 AM
alley's Avatar Veteran
Join Date: Nov 2004
Location: Oklahoma
Posts: 405
A one time co-pay of $20 and then I think the hospital stay will be maybe $150. Still researching about the epidural. I got paperwork and they require you to put down $250 deposit for your epidural and after they run insurance they will refund you what you overpaid.
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  #36  
February 28th, 2012, 07:53 AM
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Join Date: Feb 2012
Posts: 6
Jamiejo, I'm right there with you. I'm a little freaked out about having to pay $3,000 before anything is covered. My copay at my confirmation appointment was $40 and my OB said I won't have any problems meeting my deductible with labor and delivery.

Do you have Optima?
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