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Yes I do. Our medical is with my husband, and our dental and vision is through my place of employment.
All of it is ok. Got a little ticked off at medical insurance because I needed meds this time for m/s and they limited how much I could get in a month, but once we figured out other alternatives, it was fine.
I don't have it... over here all our healthcare (except dr's visits) are free, so there isn't really the need for it.
HOWEVER... I am really really wanting to get a breast reduction & am going to talk to my doctor about it - if she sees there is a medical reason for it (i have really bad back, shoulder, neck pain & other issues cos of them), I am going to get health insurance so that I can get the boob reduction done free... cos insurance will pay for breast reductions that are required for medical reasons