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Life Insurance and Wills.


Forum: 2009 Playroom

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  #1  
February 2nd, 2011, 08:16 AM
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Do you have either?
Do you know who would take your children, if something was to happen to you and DH?
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Nicole: Tom's Wife [5.7.05]; Mommy of Thomas [9.6.05], Collin [1.17.08], & Bailey [10.2.09]
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  #2  
February 2nd, 2011, 08:33 AM
~Paula~'s Avatar Platinum Supermommy
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DH has life insurance. We do not have a will. It seems like bad mojo to make one, but I know we need one.
My Mom would take my girls. I guess I need to get that in writing though. I'd be petrified of my MIL trying to take them.... or Dh's Dad or DH's sister, not because I don't like them but because, oh nevermind, it'll cause an argument.
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  #3  
February 2nd, 2011, 11:06 AM
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Yes to all, we are in the process of updating our wills. Both dh and i have two policies one through the military and a private one. My dad or older sister i never want to have my kids so I wanted to make sure to was in writing.
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  #4  
February 2nd, 2011, 11:20 AM
monica8's Avatar Platinum Supermommy
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No and no. I'd want one of my sisters to take them, but I'm not sure which one. I'd feel bad asking one and not the other.

Quote:
Originally Posted by ~Paula~ View Post
I'd be petrified of my MIL trying to take them....
That's my biggest fear. She has no boundaries.
O/T, but I was watching Pregnant at 60 on TLC the other day and had a flash of my MIL doing something like that. If she knew it was possible, she'd probably jump on it.
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  #5  
February 2nd, 2011, 01:08 PM
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No to both but I know we need a will. I know my mom would get her but I really don't want her in that bad situation. Guess we need to figure that out.
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  #6  
February 2nd, 2011, 08:10 PM
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We have nothing.. Thomas has a policy, thanks to my FIL..

If something were to happen to us we'd be screwed. I know w/o a doubt my parents would raise them to the best of their ability, but with my mothers declining health, and my father being...well.. himself, and knowing how I was raised, I would NOT want them to. My sister, has made it clear she wants me to take her son if anything happened to her and her mother was too old, but she wouldn't take mine nor would I want her to..

There is no one I know IRL who actually puts kids first, and has a stable home life.

Honestly, I think my brother would be my only choice and he's a single 21 year old living in my parents basement.. I'm hoping he grows up and makes something of his life so if something were to happen, the kids would be cared for. And I know the kids would at least have fun...
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  #7  
February 2nd, 2011, 10:49 PM
MellieB's Avatar Platinum Supermommy
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We both have insurance through work and our super.

We both have wills too. The girls would go to a good friend of ours. I wouldn't want my mother having them knowing how I was raised, same reason why my MIL would not get them. We picked this friend because we know he would raise them as we will be.
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  #8  
February 3rd, 2011, 11:01 PM
AllMyBlessings's Avatar Platinum Supermommy
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Life insurance- Yes, we have policies on the whole family. The kids policies are small though.

Will- No, but I would want my parents to take them.
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