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Layaway for Christmas


Forum: 2010 Playroom

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  #1  
October 19th, 2011, 11:18 AM
mylene169's Avatar Kaija and Kolbie's Mommy
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Does anyone use layaway for Christmas gifts?
Have you started shopping yet since most stores have started it up again?
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  #2  
October 19th, 2011, 12:01 PM
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I've never used it. I'm not even super clear on what it is. Is it where you give a percentage of the price and the store holds the item and then you pay the rest in installments over a period of time?
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  #3  
October 19th, 2011, 12:02 PM
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never used it, i have about 75% of gifts bought or materials bought to make them
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  #4  
October 19th, 2011, 12:28 PM
sandpaper06's Avatar Mom of 3 darlings
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I've never used it. I'm making my lists. DS is lots easier than Lauren though.
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  #5  
October 19th, 2011, 12:56 PM
mylene169's Avatar Kaija and Kolbie's Mommy
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Quote:
Originally Posted by Twhylite21 View Post
I've never used it. I'm not even super clear on what it is. Is it where you give a percentage of the price and the store holds the item and then you pay the rest in installments over a period of time?
Pretty much. For instance, at Walmart you give them 10% down + a $5 fee then pay what you can weekly until you pay it off and you take it home. If you can't finish paying it, it looks like you pretty much forfeit any money you've paid and you don't get the item.


We're probably going to do it this year. We know what we're going to get the girls and we feel like this is the best way to make sure we get them what they want and what we want to get them. Hopefully it will be less stressful. We're way better at budgeting weekly than long term right now, though we're working on it. So if we know we need to put $30 or whatever toward the girls' Christmas presents then we'll be able to do it.
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  #6  
October 19th, 2011, 03:12 PM
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I've thought about it, but since i'm getting a lot of stuff from Amazon (with swagbucks) it doesnt work for me I just buy some presents each month :0
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  #7  
October 19th, 2011, 03:36 PM
JaxonsMom2010's Avatar Mega Super Mommy
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I used to use it, but haven't in a long time. I probably won't use it this year. I like to buy over a period of time. I think it is more fun that way.
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  #8  
October 19th, 2011, 08:46 PM
palmetto_moon's Avatar Mega Super Mommy
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that is how it works but if you can't pay it for whatever reason you can usually get your money back minus a restocking fee or a percentage. We do layaway as well as start shopping months in advance b/c we have so many children. We have to start in the summertime!
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