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Insurance question


Forum: November 2013 Playroom

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  #1  
September 21st, 2013, 09:36 AM
Mega Super Mommy
Join Date: Jun 2012
Posts: 2,847
Was thinking earlier in my thinking chamber (shower) about my current/upcoming financial situation. My mind went over those deductions that came out of my paycheck and focused on two lines-- employee hospital indemnity and family hospital indemnity, and snagged there. I tried to recall my conversation with the insurance rep. If I'm not mistaken that is a $100 reimbursement per day for hospital stay. Has anyone ever used this benefit? Would the twins count in the family one even though they weren't born when I signed up? I'm looking at possibly an extended hospital stay for them. Would it be each? Or so they count as a set? This is the first year I added that benefit and I only added it bc I was planning for surgery this summer and bc Sean had gotten hurt playing football last year.
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  #2  
September 21st, 2013, 12:24 PM
FairyDustMom's Avatar Mega Super Mommy
Join Date: Jun 2013
Posts: 4,469
Not sure how insurance works in this case in the US. Hope another momma knows. Sorry I'm not much of help here
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  #3  
September 21st, 2013, 01:37 PM
Mega Super Mommy
Join Date: Mar 2013
Posts: 3,604
You'd have to call for the twins as they weren't here when you signed up. If they do count, they would certainly count as their own person. I hope that they are covered!
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Laura, homeschooling mama to Christine 1-02, Nicole 5-03, Everett 4-09, Alister 9-10, Moira and Giselle born October 24, 2013!

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