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Hospital bill


Forum: 2013 Playroom

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  #1  
July 10th, 2013, 06:43 PM
LabLover13's Avatar Veteran
Join Date: Oct 2012
Location: Marysville, WA
Posts: 307
I am so, so blessed to have amazing medical insurance through my employer, and it's a darn good thing because...

...my hospital bill came to just under $50,000!!!! I went in Monday morning for induction, had an emergency c-section Tuesday night, and left Friday morning. No NICU stay for Claire (thank goodness).

I can't even imagine having to pay that out-of-pocket. It would bankrupt us!

What were your hospital bills like?
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  #2  
July 10th, 2013, 06:59 PM
markswife's Avatar Mega Super Mommy
Join Date: Mar 2010
Posts: 3,683
Mine was a little over $22,000 and we went in Thursday at noon, had Caroline at 7AM on Friday and ran out the door ASAP Sunday morning.

My out of pocket was $715 so I'm thrilled with our insurance.
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  #3  
July 10th, 2013, 07:00 PM
misty3281's Avatar Mega Super Mommy
Join Date: Aug 2012
Location: Texas
Posts: 2,130
Between the 9 days I was in the hospital for the pre-e and th second hospital stay for delivery it totaled about $22000, and that includes the perinatologist I saw twice while admitted the first time. I really thought it would be much more. I delivered at the hospital I work for though so all I had to pay was the $300 co-pay for each visit. So I was out $600 total for the hospital part. I was pretty excited when I realized that. That lengthy stay the first visit had me stressing out worried how much it would be.
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  #4  
July 10th, 2013, 07:11 PM
ashj_1218's Avatar Hiya!
Join Date: Jul 2010
Posts: 11,971
Jo's was 13,900. I was there for 48 hours total. I had a coupe "extras": pitocin, my placenta being sent to pathology, and a blood count twice to make sure I didn't need a transfusion. The rest was pretty basic stuff.

The doctor was an additional 3,000. They bill separately. And then we also had bills from my two emergency hospital visits the week before. One totaled about 500 and the other we haven't seen yet, but was an overnight, so I am anticipating at least 3,000.

We paid $600...$200 for each hospital admission. That is all. I can't imagine not having insurance these days. It's a sad state of affairs.
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  #5  
July 10th, 2013, 07:17 PM
Super Mommy
Join Date: Sep 2012
Location: California
Posts: 801
$250 co-pay and out the door. I never even saw a bill. Went in Saturday night for induction, delivered vaginally Sunday afternoon, went home Monday morning.

HOLLA insurance!
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  #6  
July 10th, 2013, 07:23 PM
May 2013 Cohost
Join Date: Aug 2012
Posts: 3,638
Sometimes the bills come months later. We're just starting to get ours. We have insurance, but it's 80/20 so we owe in the thousands...probably altogether close to $4,000...I haven't added them all up yet.
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  #7  
July 10th, 2013, 07:34 PM
Melissa.Anne's Avatar Veteran
Join Date: Jul 2013
Location: Burlington, Ontario
Posts: 139
This is one reason I'm thankful to be Canadian! There are no such things as hospital bills here...
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  #8  
July 10th, 2013, 07:48 PM
Shufu_in_Shunan's Avatar Super Mommy
Join Date: Nov 2012
Location: Japan
Posts: 573
Holy crap...that is a lot of money. I'm really lucky to be living in a country with awesome healthcare. Delivery costs here are actually treated differently than other medical issues, so the National Health Insurance doesn't really cover the delivery, BUT...they do give you "gift money" after you've had your baby. The amount they give to you depends on how much you make and how much the delivery costs. My entire delivery and hospital stay (6 days in the hospital, counting delivery day) came to somewhere around $3,800. We got $4,000 for the gift money...which means we actually got about $200 BACK from the government. It was an all natural birth, so I'm not sure what the costs would have been if I had had a C-section or an epidural or other things like that. I know that they give you extra money if your baby is born prematurely and needs special care, though. I think the reason they give the gift money is because Japan's population growth is dwindling, so they provide awesome incentives to have children here.

On top of all of that, I was given coupons for all of my prenatal appointments here after I became a resident. I didn't have residency at my first appointment, which involved a physical check, consultation, and ultrasound, and it came to about $50. I didn't have to pay for any of my appointments after that since I had the coupons, and I had an ultrasound at every appointment.

Kaeldra's appointments have all been pretty much free, too...I had to pay around $10 for her 1-month check-up, but if we go to the city hall, we can get that money back. The only medical things I've had to pay out-of-pocket here are for my Mastitis appointments and medication for that. The appointments have been about $16 and the medication is like $8.

This is a way different story than my appointments back home in the U.S. I think I ended up spending somewhere around $600-900 out of pocket (after insurance) for my prenatal care up to week 24 of my pregnancy. I had 3 ultrasounds in the U.S....the first was mostly covered by insurance and I think I paid around $50 for that, and the other two that weren't covered were $180 and then $350.

Here's an interesting article one of my friends posted on Facebook about delivery costs in America: http://www.nytimes.com/2013/07/01/he...anted=all&_r=0
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  #9  
July 10th, 2013, 07:55 PM
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Location: TEXAS!
Posts: 1,773
The hospital bill was $10,000 and I paid $3000 of that. The epidural was $3000 and I paid $1000. The charge master rates for those were $15000 and $5000-- so that's what you'd be stuck with if you didn't have an insurance company negotiating down. I was admitted on Friday afternoon and left around noon on Monday.
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  #10  
July 10th, 2013, 09:05 PM
EverydayJoy's Avatar Platinum Supermommy
Join Date: Dec 2011
Location: Pacific NW
Posts: 6,913
I haven't actually seen any bills, so I have no idea. I am curious to know how much it all came up to, but with having state insurance (Medicaid) I didn't pay a dime. So thankful for that. They even ended up paying for Kody's circumcision too!
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  #11  
July 10th, 2013, 09:11 PM
Rhonda66's Avatar Mega Super Mommy
Join Date: Oct 2005
Posts: 1,521
Bill was in the $13,000s for the hospital delivery, we paid a $350 co-pay, that was it, never saw anything from the Doctor visits.
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  #12  
July 10th, 2013, 10:36 PM
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Join Date: Feb 2012
Location: Glasgow, Scotland
Posts: 1,412
I'm also thankful we live in the uk where we don't have any doctor or hospital bills x
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  #13  
July 11th, 2013, 09:53 AM
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Mine are usually around $5-6000 for delivery and stay. I don't use drugs, so that has helped keep the cost down, and all 10 have been vaginal, so we get off pretty cheaply. If we are blessed with more, I'm sure hoping I don't need a c/s, those are expensive!
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  #14  
July 11th, 2013, 02:09 PM
NewlyMrs's Avatar Mega Super Mommy
Join Date: Jul 2012
Posts: 2,101
Haven't seen a bill but we don't have to pay a dime. Our insurance is changing though so I don't think it will be this good next time around. I'm going to miss Kaiser!!
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  #15  
July 11th, 2013, 02:28 PM
pressedfairie's Avatar Super Mommy
Join Date: Mar 2010
Location: Atlanta, GA
Posts: 922
Medical bills are such bogus!!

I don't have maternity coverage, so I opted to self pay at the hospital I was delivering at. I prepaid $3500 for a vaginal delivery - it was their OB package and included everything for a 2 night stay (except my OB who bills separately.)

The balance on my account after I had DD was $12,773. They deducted $9273 from the bill because of the "OB package." The fact is they ALWAYS bill the insurance companies WAY more than someone self paying. It's ridiculous.
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  #16  
July 11th, 2013, 04:56 PM
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We pre-paid $300 out of pocket but the bill was about $22,000 all together. I was admitted late Thursday night- got pitocin and epidural and discharged on sat morning.
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  #17  
July 11th, 2013, 08:44 PM
Brock's minion
Join Date: Nov 2012
Location: Chicago, Il
Posts: 1,120
I had a csection, three day stay and my bill was about 30K + the bills for the baby's stuff. Out of pocket is about a grand, we have amazing insurance soni can't believe that you ladies have paid so much less. At the end of the day since we don't pay for this company provided insurance so can't complain one bit.
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  #18  
July 17th, 2013, 08:32 AM
MrsNHigh's Avatar Mega Super Mommy
Join Date: Sep 2012
Location: Texas
Posts: 1,947
I had a vaginal birth and one day hospital stay and my bill was $593, 620.40! I have no idea how it got so high. I wonder if someone misplaced a decimal. Tricare paid $127, 240, and my bill is $25. INSANE.
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  #19  
July 17th, 2013, 08:37 AM
LabLover13's Avatar Veteran
Join Date: Oct 2012
Location: Marysville, WA
Posts: 307
Woah woah woah...what??? They're trying to charge over half a million dollars for a BIRTH?? That's got to be wrong. There's no way. They definitely must have put the decimal in the wrong place, or got your bill switched with someone else's.

Holy. Cow.
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  #20  
July 17th, 2013, 08:52 AM
MrsNHigh's Avatar Mega Super Mommy
Join Date: Sep 2012
Location: Texas
Posts: 1,947
I know! I'm shocked my insurance covered it without question. I just requested an itemized print-out because I need to know what the heck was up. And I'll file a claim or whatever I have to do to fix it because they shouldn't be scamming anyone. I'm already contemplating sending it into a local news channel.
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