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I was here last year but my user name was haleysmommy.
well i pd off some debt and than went and used it again so today i took a big step i cut up every credit card except for 1 credit card and 1 gas card... all my others i cut up i dont have the # nore care.... i need to get out of this debt starting now... SO i am back and hope to be more active here cause i deff need help with it