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Forum: Financial Planning and Budgeting

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  #1  
April 10th, 2006, 12:18 PM
sweet.hun's Avatar We're Complete <3
Join Date: Jan 2006
Location: Dover, DE
Posts: 7,397
Hey! I'm Shasta, 21 almost 22, living with my BF of almost 7 months, Jerry. He's got great credit...I have horrible credit! I'm such a procrastinator and I love to spend money on crap I don't need...hense...a really really bad credit score. I'm not exactly sure what it is at, but I've been in deliquency for about...oh...3 years now. I didn't have a job for a long time, and now that I do...I still have no money. LOL. I've been trying to get back on track, but it's SO ###### HARD!!! Anyways, I'll be posting here a lot! LOL.
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  #2  
April 10th, 2006, 02:10 PM
MommytoZoeAlyssa's Avatar Platinum Supermommy
Join Date: Jul 2005
Location: VA
Posts: 6,006
hey & welcome

eh.. i know how the bad credit score goes.. it sucks..
and not having any money.. My finace just got a new job so hopefully we can get some saved up
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  #3  
April 10th, 2006, 03:08 PM
Mega Super Mommy
Join Date: Jan 2006
Location: Tampa, FL
Posts: 1,067
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I am with you....I have a horrible shopping habit!!! Especially now that I have kids! I've really learned though, if I can't afford it out of my checking account at that moment, I don't need it! I use one credit card for everything and pay it off in full every month. It really increases your credit score. I would say that you should really look at what you have that is costing you the most in interest or fees and start with that!
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