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Hey! I'm Shasta, 21 almost 22, living with my BF of almost 7 months, Jerry. He's got great credit...I have horrible credit! I'm such a procrastinator and I love to spend money on crap I don't need...hense...a really really bad credit score. I'm not exactly sure what it is at, but I've been in deliquency for about...oh...3 years now. I didn't have a job for a long time, and now that I do...I still have no money. LOL. I've been trying to get back on track, but it's SO ###### HARD!!! Anyways, I'll be posting here a lot! LOL.
Always missing my 3 angels. 2/9/06, 3/12/11, 5/22/12
I am with you....I have a horrible shopping habit!!! Especially now that I have kids! I've really learned though, if I can't afford it out of my checking account at that moment, I don't need it! I use one credit card for everything and pay it off in full every month. It really increases your credit score. I would say that you should really look at what you have that is costing you the most in interest or fees and start with that!