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Throughout my years of being a webdesigner, etc...I had come across this website called Freeware Files and searched around for a free, good, budget software other than Microsoft Money (I don't have the kind of money to pay for that program) and came across the Budget Tracker Software. If you go to the url and type it in the search, it should come up and you can download it and start using it. I personally love this software and use it to keep track of everything I need to pay for. The only downside to this software is you can't put cents in, but I just round up to the nearest dollar.
The other software I found is saTaskMan...to help you with not only your monthly payments and budgets, but also your tasks and you can write notes in it. I haven't tried it yet but I have an online friend who has used it and loves it.
Always missing my 3 angels. 2/9/06, 3/12/11, 5/22/12