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Forum: Financial Planning and Budgeting

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  #1  
March 21st, 2011, 09:14 PM
C&K'sMama's Avatar Platinum Supermommy
Join Date: Sep 2008
Posts: 6,150
Tonight I paid off our LAST credit card!! That was our big "to-do" with our tax money. We have no emergency fund, but hopefully we can start to build it now. BUT since the beginning of the year we've

paid off our 5 credit lines (3 of which the balances were relatively low, but 2 were pretty high).

We have savings funds for both girls (I wish it were higher, but it's a really healthy start)

we paid what we were upside down on my yaris and got rid of it. We bought my "old" car back from my dad, so it's paid off completely (I really needed something with trunk space and 4 doors which the cobalt had and the yaris didn't). and learned that we're not that far (12-18months) from paying off DH's truck (which we're applying the snowball effect here with those payments because they're made to the same people that we pay our car payments to, so now they're getting almost double the payment each month). But now we both have reliable transportation and we're not paying a fortune on them (both cars were bought new and have less than 50,000 miles on them, so they're here for a while )

Emergency fund wasn't a priority because DH is Army and our health care ROCKS. Both our cars are pretty new and my dad is a mechanic, so if anything were to go wrong it wouldn't likely cost an arm and a leg. I will start building that fund though for any future problems. But the financial situation we're in feels good
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  #2  
March 22nd, 2011, 05:55 AM
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Just lurking and congrats thats a huge accomplishment!
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  #3  
March 22nd, 2011, 04:02 PM
C&K'sMama's Avatar Platinum Supermommy
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Thanks daniell! (Love your siggy of shaun! He's so big)
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  #4  
March 23rd, 2011, 11:48 AM
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Congratulations!!! How exciting!!!
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  #5  
March 23rd, 2011, 02:44 PM
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Congrats!
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  #6  
March 24th, 2011, 09:08 AM
mommy2Breana+Brandon's Avatar Platinum Supermommy
Join Date: Dec 2006
Location: PA
Posts: 39,401
That is awesome and a great accomplishment.

Congratulations!!
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  #7  
March 27th, 2011, 11:47 AM
2pinks&ablue's Avatar Chantelle
Join Date: May 2007
Location: NB, Canada
Posts: 36,142
Congratulations!!
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  #8  
March 27th, 2011, 08:00 PM
Lynsann's Avatar Platinum Supermommy
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That is such a great accomplishment. It feels SOOOOOO good! Congrats!
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  #9  
June 18th, 2011, 07:31 AM
JessP's Avatar Lovin life and family
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That is awesome congratulations! How is the building of savings and paying off of DH's truck going?
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