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  #1  
May 5th, 2011, 03:52 AM
ComfortablyMum's Avatar <3 Mummy 2 Eve <3
Join Date: Jan 2011
Location: New Zealand
Posts: 8,302
Hello!!

I am new to this part of JM, but I was hoping someone could help me with a few tips on saving..

I am currently 7 weeks along with my 1st child, and tonight my partner and I decided from now until baby is born, we would put $30 a week away into a savings for anything unexpected when baby is born. This would equate to $990 in the coming 33 weeks.

Now, I am such a BAAAAD saver! I haven't really *needed* to save in my life, and even though we don't have the *best* financial income, $30 a week isn't going to send us broke.

Any tips on keeping the savings going?

So sorry if this makes no sense!!
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  #2  
May 5th, 2011, 06:43 AM
mommy2Breana+Brandon's Avatar Platinum Supermommy
Join Date: Dec 2006
Location: PA
Posts: 39,401
Do you get paid by direct deposit? If so maybe have that $30 go directly into savings where you won't see it.

Good Luck
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  #3  
May 5th, 2011, 09:08 PM
ComfortablyMum's Avatar <3 Mummy 2 Eve <3
Join Date: Jan 2011
Location: New Zealand
Posts: 8,302
Yup, straight into my bank account. Heh my savings account is accessible.. I think I'm just going to ignore that part of my bank haha. I'm sure I'll do well
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  #4  
May 6th, 2011, 06:08 AM
mommy2Breana+Brandon's Avatar Platinum Supermommy
Join Date: Dec 2006
Location: PA
Posts: 39,401
Okay, maybe you can move it to another savings account where you can see it but know not to use it.
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  #5  
May 7th, 2011, 06:57 AM
C&K'sMama's Avatar Platinum Supermommy
Join Date: Sep 2008
Posts: 6,150
Make sure to take that accont off as overdraft protection for your main account and remove it completely from any debit card. The only way I can get to the girls accounts is by getting online and actually doing a transfer, which helps their accounts stay where they are supposed to be. Yay for $30/ week
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  #6  
May 7th, 2011, 10:55 PM
Platinum Supermommy
Join Date: Aug 2005
Location: USA
Posts: 7,429
I agree with the above. Also...

Open it up in your child's name. At that point if you delve into it for something other than your child you're basically stealing your own kid's money and I wouldn't feel too good about doing that.

We have a savings account that we set up for our son for college, if he goes it will go towards his college tuition, if he doesn't it will go back to us.

Part of being an adult is learning to tell yourself no, and so that may just be something that you will need to learn to do. Saving in general should be important you never know when something will come up and you will need it.

Good luck.
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  #7  
June 14th, 2011, 01:00 PM
JessP's Avatar Lovin life and family
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Location: Washington
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How has your savings been going? Have you been able to stick to it?
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