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We used envelope budgeting while we were paying off our CC debt so we could maxmimize our payoff amount. When my husband got paid I would pay the bills, take out $X for the month for the envelopes and then right away put the rest towards the payoff. That way we were forced to live off the cash.
We always found a way to make the money we had last. Even when gas prices went up, we kept our total cash spent the same by decreasing the spending in another area.
I really liked it and often think that we should go back to it.
For paying off the debt, we used the snowball method-pay minimums to all debt except the one you are focusing on paying off.
Is everything paid off now? Not trying to be nosy just curiuous if it worked for you ultimatly. I have to say when I take the money out of checking and send it to a bill even when it got tight we got by so I know we can live on less we are just spoiled.