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Forum: Financial Planning and Budgeting

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  #1  
July 20th, 2011, 07:32 AM
JessP's Avatar Lovin life and family
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Location: Washington
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Do you have life insurance?
Do you feel its enough if something happens?
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  #2  
July 20th, 2011, 09:56 AM
Platinum Supermommy
Join Date: Oct 2006
Posts: 32,940
Do you have life insurance? Yes. We both have term and whole life (based on hubby flying we feel this is the best option for us) and hubby also has some through work.
Do you feel its enough if something happens? Yes. $400K on me, $1M on him; enough for our current situation. When we buy a larger, more expensive house, we plan to take out another term policy just in case.
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  #3  
July 20th, 2011, 08:44 PM
Platinum Supermommy
Join Date: Aug 2005
Location: USA
Posts: 7,429
Do you have life insurance? Absolutely. A policy on me, my husband, as well as our son.

Do you feel its enough if something happens? Yes. We have $500K on hubby and myself (separately) and $10K on our son.
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  #4  
July 20th, 2011, 09:44 PM
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We also have $10K on the kids (no premium for their coverage though)
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  #5  
July 21st, 2011, 07:50 AM
gctattoo's Avatar Mega Super Mommy
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Location: Florida
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DH is the only one with life insurance. He has $125,000 which would double in the case of accidental death. He also has accident insurance. He's in the process of filing his first claim due to a work-related accident a month ago. We'll end up with over $1000 probably.

I think it's adequate for us.
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  #6  
July 21st, 2011, 07:22 PM
JessP's Avatar Lovin life and family
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DH got one about a year ago thankfully. He got it just before getting a blood clot in his lung :whew:. I have a policy through the military and so do the kids. DH gets $100,000 through the military as a spouse and $500,000 from his one we pay for. I get $500,000 for me and $25k for each kid. I am glad we have them.
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  #7  
July 29th, 2011, 08:57 AM
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Bf and I both have small policies through work but we dont have any other plans.

I need to think about one for the baby.
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