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How often do you use cash vs using your credit or debit card? I hardly ever use cash
Do you see an advantage to one or the other? I use my debit card for reward points which helps with xmas shopping but I think when I use cash, I spend less money.
Why do you use the preferred payment method? Debit card just because its easy and I don't have to go to the bank to get cash out
How often do you use cash vs using your credit or debit card? We mostly use 1 credit card that is paid off each month
Do you see an advantage to one or the other? We used cash for awhile when we paid off our CC debt and it really helped. Then as the budget was more flexible we went to using the card. We probably should go back to using cash. I'm sure we'd spend less that way!
Why do you use the preferred payment method? We earn cash back on the card.
How often do you use cash vs using your credit or debit card? I always use my debit card. I do not carry cash hardly ever, if I do it's rarely more than $10-$20
Do you see an advantage to one or the other? Depends on the person. For me, no. I save my receipts and record everything and budget so it doesn't matter one way or the other. For others not seeing the cash go out makes it too easy to over spend. So I think it just depends on the person.
Why do you use the preferred payment method? Safer as well as easier, but primarily safer.