We pride ourselves on having the friendliest
and most welcoming forums for moms and moms to be! Please take a moment
for free so you can be a part of our growing community of mothers.
If you have any problems registering please drop an email to email@example.com.
Our community is moderated by our moderation team so you won't see spam or offensive messages posted on our forums. Each of our message boards is hosted by JustMommies hosts, whose names are listed at the top each board. We hope you find our message boards friendly, helpful, and fun to be on!
I don't mean the looney bin kind LOL.
Have you gotten professional help with your budget? We have talked to people (professionals) but not hired anyone.
Did you just phone book it or did you go with a referral? We have done both.
How did it work out? I never found it they told me anything I didn't already know.
Was it worth the money? I personally didn't think it would be worth the money so we didn't hire anyone. However if you are really stuck it might be worth looking into.
As a debt collector with DiscoverCard, we dealt with Consumer Credit Counciling Services and those types of debt consolidation companies. My personal oppinion is they do more harm than good. I saw far too many that I thought were scams. But as a debt collector I didn't see the ones that worked right.
I think certain situations people need to look into Bankruptcy which I consider professional help.