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A question out of pure curiosity - does it cost money in the United States to have a baby? Does it cost more to have a c/s?
A friend of mine is from Columbia and asked me how much it cost to have the baby...I was pretty shocked at the question, it cost nothing (other than the hospital parking)...she said there it would have cost a few thousand there...
Yes it costs, unless you have aid through the government. Insurance is pricey and even with insurance you have deductable and copays. With my first birth with insurance I still paid about $3000.00 out of pocket by the end for my deductable and my portion of the bill (insurance paid 80%, I paid 20%).
With my second I had a csection and I'm not sure if it was more because of that or because it was a doctor not in my network of insurance providers but I had insurance again and paid probably close to $3500.
WOW! That is insane! I thought I had it rough paying the parking charges...we don't pay anything here (in Canada) unless you go for a semi-private or private room...but then most insurance companies will cover 80%.
No, there are no free hospitals. If you don't have insurance, and don't qualify for government aid, then they put you on a payment plan. They offer a cash discount (they charge more if you have insurance) and then you pay as you can, like $100 per month until it's paid off. Many people without insurance choose a birthing center over a hospital (if they've had a healthy pregnancy) because it would cost less.
__________________ ~ Sandy ~Proud mom of the 2 adorable children below :-)