oooh me me!! I digiscrap. I used to paper scrap but now I am all digital. Been digital since about 2006.
I typically recommend ACDSee Photo Editor for beginners over PSE/PS products. I do use CS2 on occasion, but I find that it is too much to deal with a lot of the time!
Photo Editor 2008 is similar to PSE, but like I said, it is much easier to work with, Plus it has a lot of cool features that you can play around with as you become more familiar with digi-scrapping.
And... there is a free trial over at acdsee's website
Oh and I am new here, and I see you have a digital scrapbook board! I am off to go check it out
Thanks!