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We got into a really tight spot 4 years ago and my MIL bought our home and we are paying her back for it. Without her, we don't know where we would be. She didn't want to co-sign on a mortgage just in case we fell behind or anything so she said we could make the payments to her and if we are a little short it doesn't matter, as long as we pay her something. Only time we make less payments is in the fall (all 3 of my kids birthdays are 3 weeks from each other) and Xmas but besides for that, we do just fine paying her. It won't be so bad this year though since I just got a job and am having a portion of my paycheck directly deposited into her bank account so the money is already gone, still leaving an extra $200 a week for us.
Thank you KimberlyD0 for my absolutely beautiful siggy!
We had a camaro that only sat 4 people.. Knowing that we needed a bigger vehicle we began searching.. Well my MIL had a jeep cherokee and when she got a new car she let another lady take over the payment.. Well a month before we had the baby the lady called my MIL and told her that she wouldn't be able to make the payments.. Well my MIL asked if we wanted to take over payments because she couldn't afford it.. I told Charles that we wouldn't be able to afford it.. Unless they had it refinanced. She did and we got it.. That was the nicest thing she has done.. But it also has it's flaws.. We had to sign a contract saying that if we miss one payment it is taken from us.. And she hounds us every month to see if we have made the payment.. I told my hubby if she can't trust us she needs to take it and shove it up her butt