If you expect a refund, will you be spending it on curriculum for next year? Who's already thinking about next year (or already buying)?
I don't expect a refund, but I'm already on the look-out for used books. Anything I can't find throughout the year gets bought at Mardel's in May during their 20% off sale. I like to get more than 30% off if I can, though. I bought $130 worth of stuff the other day at Half Price Books for only $32! It's not stuff I'll need immediately, but I know I'll need it within a year, so why not?
A friend and I are going in together on curriculum, too. She's borrowing my Apologia books while I'm not using them, and I'll be borrowing her elementary Life of Fred books for Daniel while she's not using them. We each have two boys, and they stair-step down in level, so it should be pretty easy to trade back and forth for the next 5-6 years. *woo-hoo!*