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I got an email from my midwife that I have to come up with 1500 dollars before I am 36 weeks. Our insurance said they pay 20% so we only have to pay 500 something. I don't know how we can do this! We might but we're buying a house and it's so complicated. I would take out a loan but we're not suppose to do that until we purchase a house. I hope there's something that can be done. I am scared to death to have a baby in the hospital! If i can't have a home birth should I have one unassisted? Last time I was in the hospital they wouldn't let me refuse pitocin. They wouldn't let me walk either. I don't want that. I almost went into cardiac arrest when I had a c-section. There's no way I want to go to the hospital.