Log In Sign Up

I guess I won't be getting my home birth after all


Forum: Home Birth

Notices

Welcome to the JustMommies Message Boards.

We pride ourselves on having the friendliest and most welcoming forums for moms and moms to be! Please take a moment and register for free so you can be a part of our growing community of mothers. If you have any problems registering please drop an email to boards@justmommies.com.

Our community is moderated by our moderation team so you won't see spam or offensive messages posted on our forums. Each of our message boards is hosted by JustMommies hosts, whose names are listed at the top each board. We hope you find our message boards friendly, helpful, and fun to be on!

Reply Post New Topic
  Subscribe To Home Birth LinkBack Topic Tools Search this Topic Display Modes
  #1  
January 6th, 2009, 11:05 AM
Mega Super Mommy
Join Date: Feb 2007
Location: San Jose, Ca
Posts: 1,000
I spoke to a midwife yesterday who told me that home birth isn't covered on medical insurance - something to do with a loophole in the law which means that the payment goes to the supervising obgyn rather than the midwife. The long and short of it is that a home birth would cost us about $3500, which we simply can't afford.

I'm so bummed and I just don't know where to go from here
__________________
Reply With Quote
  #2  
January 6th, 2009, 11:19 AM
justjaQ's Avatar Platinum Super Mommy
Join Date: Nov 2005
Location: Sterling Heights, MI
Posts: 19,640
i am so, so, soooo sorry, honey! i wish home births were covered everywhere, it seems like such a basic thing, and it's cheaper. my heart breaks for you.
__________________
msjaQ- 28, pantheist AP detroit mama to:
timothy michael, august 31, 2003, 12:02pm, 8 lb. 4 oz., 21"- 38 wks.
melissa may, april 7, 2006, 1:31pm, 7 lb. 10.5 oz., 19.5"- 36.5 wks
nicholas michael, january 31, 2010, 5:12pm, 5 lb. 11 oz., 18.25"- 37.1 wks
damon michael, january 21, 2012, 1:31am, 6 lb. 14 oz., 20", 38 wks
rainbow baby left me at 6-1/2 weeks on 09.08.12~ never forgotten, sweet child


Reply With Quote
  #3  
January 6th, 2009, 08:54 PM
Martina's Avatar Mega Super Mommy
Join Date: Nov 2008
Location: Calgary, Alberta, Canada
Posts: 2,302
here we have to pay for our homebirths (well for midwives) though they will soon fund it, so I might get some money back, this will be my 3rd birth that I have to pay for!!! It sucks!
__________________
***MARTINA*** Mom to Kayla 10/00; Kiarra 10/01; Kameron 06/03; Kassidy 08/05; Karissa 07/09.

Reply With Quote
  #4  
January 6th, 2009, 09:29 PM
Alison79's Avatar Platinum Supermommy
Join Date: May 2005
Location: Texas
Posts: 10,232
I'm so sorry. I have to pay out of pocket for this birth as well. It's frustrating that insurance companies don't pay for midwifery care when it's typically so much cheaper!
__________________
Alison - Mom to: Emmeline (7/14), Augustus (2) Maximus (4) Eleanor (5) Reid (6) Evelyn (8) Lucas (13) Christopher (14)

Reply With Quote
  #5  
January 7th, 2009, 07:46 AM
wifey2kevin's Avatar Platinum Supermommy
Join Date: Feb 2006
Location: Keesler AFB, Mississippi
Posts: 6,419
Send a message via AIM to wifey2kevin Send a message via Yahoo to wifey2kevin
we too have to pay for ours. i know my midwife will work out a plan for you to pay monthly or whatever works best. is your midwife willing to do something like that?? *****HUGS*****
__________________
Kristin, proud Air Force wife to Kevin(since 01.20.06)
Mommy to Kaylynn Grace(11.20.06), Jackson William(3.18.08),
Carsyn Olivia(9.5.09), and Noah Cauthen(10.27.11)


Survivor Mom - My Blog



Reply With Quote
  #6  
January 7th, 2009, 01:22 PM
Mommy2Amara&Kayori's Avatar Platinum Supermommy
Join Date: Aug 2006
Location: Missoula, Mt
Posts: 17,100
Send a message via Yahoo to Mommy2Amara&Kayori
(((HUGS)))
__________________
Jenny - Wife to James - Mommy to Amara(6) and Kayori(4)
missing our Angels 2001, 2005, and 2010

Expecting our 3rd bundle of joy!


Reply With Quote
  #7  
January 8th, 2009, 04:27 PM
inyourhonor's Avatar Platinum Supermommy
Join Date: Apr 2008
Location: Metro Detroit
Posts: 17,592
My husbands boss doesn't offer insurance so I had ot use medicaid. We decided to then do a home birth and Michigan Medicaid won't cover them. So we paid out of pocket. My midwife has a sliding scale and since we were eligible for medicaid we were on the lower end of her payscale. She let us pay whenever we could at whatever amount we could. We were paid off 2 weeks before I was due.

I'm so sorry you're not gtting the home birth you want. I wish things could work out for you!
__________________


Killian Rivers born April 17th at 36 weeks



Killian's Birth Story
Reply With Quote
  #8  
January 10th, 2009, 02:00 PM
Mega Super Mommy
Join Date: Feb 2007
Location: San Jose, Ca
Posts: 1,000
Thanks, everyone I'm going to look into birthing centres that are covered by our insurance and, if they're not acceptable (if indeed they even exist!) we're going to have to come up with some way to pay because there is just no way I'm going back to a hospital for this birth. I guess I'll start off seeing my obgyn until I have it figured out
__________________
Reply With Quote
  #9  
January 10th, 2009, 09:27 PM
Butterfly2009's Avatar Super Mommy
Join Date: May 2008
Location: Cleveland, Ohio
Posts: 918
you can shop around for another midwife, or ask her if she has a payment option. I know some judge their prices of the homebirth on each couples income. so its something they can afford.

__________________
Reply With Quote
  #10  
January 12th, 2009, 09:58 AM
Mega Super Mommy
Join Date: Feb 2007
Location: San Jose, Ca
Posts: 1,000
Quote:
you can shop around for another midwife, or ask her if she has a payment option. I know some judge their prices of the homebirth on each couples income. so its something they can afford.[/b]
Yeah - she *does* vary her rates dependent on what people can afford. The main problem with us is that, right now, we CAN afford it and it would be unethical of us to pretend that we can't to try to get it cheaper. BUT dh is in a position where he's very likely to be out of work for a year after the baby is born, so we need to save every penny we can. It's a strange situation - we can afford it, but we can't if you kwim.
__________________
Reply With Quote
Reply

Topic Tools Search this Topic
Search this Topic:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -7. The time now is 12:49 AM.



Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.0