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Yes. I live in Florida where it's the law for insurance companies to reimburse midwives. However, my midwives were still out of network, so insurance only reimbursed at 60% of what the insurance company felt the fee should be (which was, of course, lower than what the midwives charged), plus I had to pay a higher deductible for out-of-network, so only about half of my midwives' fees were reimbursed.
Nope, we are paying out of pocket for our midwife. Our insurance (federal BCBS) will cover midwives but they have to bill under a supervising doctor which obviously most home birth midwives do not. My midwife did say though that most of her patients do have at least some coverage for their home birth. We were just unlucky
Yep my hb was covered (BCBS). I had 2 midwives (cpm&cnm). They split the money.Since i start seeming them until my 8th month the cost was only $800 something. This time i'm expecting to pay out of pocket because i have kaiser HMO !