Log In Sign Up

Need advice...


Forum: Home Birth

Notices

Welcome to the JustMommies Message Boards.

We pride ourselves on having the friendliest and most welcoming forums for moms and moms to be! Please take a moment and register for free so you can be a part of our growing community of mothers. If you have any problems registering please drop an email to boards@justmommies.com.

Our community is moderated by our moderation team so you won't see spam or offensive messages posted on our forums. Each of our message boards is hosted by JustMommies hosts, whose names are listed at the top each board. We hope you find our message boards friendly, helpful, and fun to be on!

Reply Post New Topic
  Subscribe To Home Birth LinkBack Topic Tools Search this Topic Display Modes
  #1  
March 27th, 2013, 04:06 PM
AIK112018's Avatar Elizabeth
Join Date: Aug 2012
Posts: 1,244
With my last birth I had a hospital birth, and without all the details lets just say I am traumatized.

I am due in September and I desperately want to have a homebirth.
The only midwife around that would do a homebirth is charging $4,000 and I do not have that kind of money to spend. Do you ladies have any advice on how to go about asking family for help with the costs, without sounding like I am trying to mooch? The only person in my family on my side who would be able to help is my Aunt, who is almost 60 and has never had any children of her own... DHs side could probably chip in too... I just don't know how to go about asking for this kind of money...

All of our expenses are going towards a bigger car, things the baby will need, a new house, birthdays and the holidays following the baby's birth.
__________________
Reply With Quote
  #2  
March 27th, 2013, 05:28 PM
Veteran
Join Date: Feb 2013
Location: Oregon
Posts: 141
We have had a welcoming shower with some of our babies and when we were asked what we needed, we honestly replied, "Money." We never got thousands of dollars but we have received a couple hundred (which was extremly helpful).

Our midwives also work on a trade system or take payments as we can make them. Would your midwife do that? Take a trade or monthly payments?
Reply With Quote
  #3  
April 13th, 2013, 10:38 AM
Mega Super Mommy
Join Date: Oct 2007
Posts: 3,778
Honestly, $4000 doesn't sound unreasonable. Our midwife charges about $2500 for a homebirth and $3200+ for a birth center birth. Depending on your area, of course. Does your midwife work with a billing company? Cause you can always work out a payment plan. Ours gives a % discount for paying in full before 32 weeks, could you get a deal like that?

Have you weighed out your insurance costs versus a homebirth? If we had to pay through insurance, it would be a $5000 deductible plus 20%, versus the midwife fees out of pocket. No brainer, the midwife is cheaper. Of course that assumes everything goes according to plan.

If having a homebirth is a priority to you, and not just a fun and exciting new option, then you need to prioritize your spending to match. Our payment plan was about $400/mo and we just happened to pay off our car which was about the same, so it worked out.
__________________
Reply With Quote
Reply

Topic Tools Search this Topic
Search this Topic:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -7. The time now is 01:18 AM.



Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.0