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How do you squirral away?


Forum: 2004 Playroom

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  #1  
February 14th, 2011, 09:55 AM
blueyedbabii's Avatar Blueyedbabii<3
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MONEY!!! $$$$$$$$$ I really really wanna start saving some money but I'm kind of a spender I need some ideas T.I.A.
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  #2  
February 14th, 2011, 04:58 PM
LJD3Tdance's Avatar Platinum Supermommy
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How do you budget to begin with?
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  #3  
February 14th, 2011, 06:32 PM
blueyedbabii's Avatar Blueyedbabii<3
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... i dont :hideunderrock:
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  #4  
February 14th, 2011, 09:30 PM
JessP's Avatar Lovin life and family
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I am not much help. I have a budget but I am a spender so the "extra" usually gets spent . I keep telling myself next paycheck will be better. Hmmmmmm
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  #5  
February 15th, 2011, 07:07 AM
K.A.T's Avatar Enjoying her Sticky Bun
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I'm one of the worst spenders out there so I just leave a budget up to DH and it's been working. Every pay period we give ourselves an allowance, pay all bills and put the rest away. We end up putting away a few hundred or more a pay period. It's been working really well and after a year of living of an allowance I've learned how to budget better.
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  #6  
February 15th, 2011, 07:50 AM
blueyedbabii's Avatar Blueyedbabii<3
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ithink to start off I'm just going to hand all my money to my dad (he's a really good budegter) and start working on it with him I just don't want to do that b/c living in parents house/bugets/dad lookin g after my money sounds like a fight waiting to happen when i wanna go play...
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  #7  
February 16th, 2011, 12:42 PM
JessP's Avatar Lovin life and family
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You could pop down to the budget and finance board and see what suggestions they have. I know when I do a cash system it usually works better for me. So I pay all the bills, take cash for gas and grocery and then my extra for spending. The rest goes into savings. Then I don't use my card for anything and it helps me to keep from spending it. Right now we aren't doing that . You have to not spend the cash on other stuff . Good luck.
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  #8  
February 16th, 2011, 04:03 PM
mousemomof3's Avatar Platinum Supermommy
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you can always set up a secondary account and put a little bit in everytie you get paid.
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  #9  
February 18th, 2011, 05:32 AM
MommaTrish's Avatar bless your heart
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We put about $200 in the bank each week (most of that goes to mortgage) and then get the rest of John's check as cash. We try to get by during the week on just the cash. That way what we have leftover in checking after sending out the mortgage payment can go to savings. However, it doesn't generally end up being any large amount at all.
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  #10  
February 18th, 2011, 06:49 PM
LJD3Tdance's Avatar Platinum Supermommy
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I'd say step one would be TO budget.
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  #11  
February 19th, 2011, 01:12 PM
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I have two checking accts . As in one acct I put in 100 dollars and request 50 dollars to be put into it .

that way I only use the one with the higher checking amount more so then when I only have mild purchases to make I will trade off and use the other debit card .

that way I won't go out of balance.
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