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I'm one of the worst spenders out there so I just leave a budget up to DH and it's been working. Every pay period we give ourselves an allowance, pay all bills and put the rest away. We end up putting away a few hundred or more a pay period. It's been working really well and after a year of living of an allowance I've learned how to budget better.
❤ Big Thanks to Vicki, trishosaurus, & Shortcake for the great siggies of my kids! ❤
Liz (36) Kev (35)
Tiana (16) Doni (14) Lil Kev (8) Ethan 7/23/12 Lil Roo 10/29/11
ithink to start off I'm just going to hand all my money to my dad (he's a really good budegter) and start working on it with him I just don't want to do that b/c living in parents house/bugets/dad lookin g after my money sounds like a fight waiting to happen when i wanna go play...
You could pop down to the budget and finance board and see what suggestions they have. I know when I do a cash system it usually works better for me. So I pay all the bills, take cash for gas and grocery and then my extra for spending. The rest goes into savings. Then I don't use my card for anything and it helps me to keep from spending it. Right now we aren't doing that . You have to not spend the cash on other stuff . Good luck.
We put about $200 in the bank each week (most of that goes to mortgage) and then get the rest of John's check as cash. We try to get by during the week on just the cash. That way what we have leftover in checking after sending out the mortgage payment can go to savings. However, it doesn't generally end up being any large amount at all.
mom of: Zach (9), Ryan (8), Bella (5), Mason (2), and pollywog #5 due 12/04/14