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Does anyone have Tricare Standard? I am being told they won't pay for his OT because they don't reconginze Sensory Issues. Does anyone else have plroblems with their issurance paying for their childrens disabilites?
I do! I've had one problem after another with insurance. I've actually been referred to the Bureau of children with medical handicaps. They are there for that exact reason. They help pay for what insurance won't! I'd look into that! Hang in there hun and KUP!
ETA: I meant I do have insurance issues, not that type of insurance. Sorry
Thank you, tasha_mae, for my siggy!
Last edited by Ditzzy; May 28th, 2009 at 02:07 PM.
Is there a regional center where you live? They can help you with your special needs child and get them the therapy they need. We don't use our private insurance for Carter's therapy as they do cover it, but not the numbers in which he goes.
I'm not sure if VA has a department of specialized care for children (DSCC) or the equivalent. They help families with special needs children cover costs. However, it's subject to an income cap. In IL it's $65K for a family of four, so we don't qualify. Some states also offer default coverage for children with special needs that were born with specific health issues, or severely preterm. Those programs vary state by state, but are typically run similar to state insurance (AllKids in IL). Again - it's a program that my family doesn't qualify for, unless we drop Kyle from our insurance for one full year. Then we can buy in to it (but I'm not dropping him for anything - could you imagine the bills? EEK!).
Ohmy. Insurance dealings are no fun at all! The other ladies gave you great advice. I hope that you can find something!!! I'm very lucky where I am that therapy is covered, no matter what-parents don't ever receive bills. We've had trouble with a few other things with insurance, but related to me and my care when I was pregnant, NOT to the boys' care!