August 29th, 2008, 11:38 AM
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Platinum Supermommy
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Join Date: May 2007
Location: Southern Iowa
Posts: 22,488
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I just got of the phone with my insurance company. The RE wanted me to call and ask some very specific questions about coverage, so I did (even though when we called a year ago they said NOTHING was covered......not even testing). Well, there have been some changes to my policy, and they cover all fertility testing, including the ultrasounds and such for monitoring with Clomid, and if coded right, and the PCOS diagnosis stands, ESPECIALLY if DH has a low count (which we suspect) then the IUI itself will be covered too!!!!!
I am beyond thrilled! Now, my prescription coverage doesn't cover fertility drugs, but I checked with Walgreen's and the do cover some fertility meds (Clomid for sure) with their discount prescription plan! HURRAY!
I can't wait for the 8th to get here so I can get the details on our plan of action and get the ball rolling!!!
(We really thought they weren't going to cover any of this and that we were going to have to pay for all of it out of pocket. We had plans of borrowing against DH's retirement plan and trying to get a medical loan to cover this stuff. This is such great news!)
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