[Resi]

How much did you have left in medical bills after insurance paid?

We still have about $1500 left to pay off. I'm guessing we had around $3,500-4,000 AFTER insurance. It was more expense because of my c/s/induction/epidural.

[IamMom]

We've already paid for the OB portion of my care and delivery - that was about $1,000 after insurance. I pay $35 per visit to the specialist also but nothing more. I will probably have about $1,000 to pay after the baby is born for the hospital stuff. It's alot but its way better than it could be.

[Mars]

I guess my plan here works differently to yours. I paid all my expenses up front and then claimed back from the insurance. I never tallied all my costs but I did private care. I got back BD$3000 (US$1500) from the insurance. It really doesn't cover much but it was something. I thought that the my inurance coverage for maternity sucked.

[Nami]

I'm going to get stoned for saying this but, we only paid 6$ total. Here you only have to play a very small fee for staying in the hospital, everything else is taken care of.

[.Brandi.]

I paid one $25 co-pay for the first visit, after that, there was no co-pay. For delivery, we onlyhad to pay $500 deductible. Everything else was paid for by insurance.

[ScottishBrit]

We got super lucky and didn't pay a penny!!! DH's Insurance is the best!!!! He works for the goverment.

[**Jenn**]

With Liam after all was said and done we ended up paying about $3500. And I had good insurance and had a medication and intervention free birth. Those little things add up! I think the big thing though was the $500 a day copay to be in the hospital. I had him on a Friday morning and was discharged on Sunday morning but I had to pay for 3 days since I was technically there 3 days even though they weren't full days.

With Lochy I had Medicaid so I paid nothing. If I had to pay out of pocket for the birth center the entire pregnancy, delivery, and post partum care would have cost me a little over $6,000. Huge difference from the hospital!

[ShannonMVT]

I think it's going to be around $1200. We still haven't gotten the bills for Matthew's pedi care, hearing test and all that jazz, so there may be more. We owed 20% of the hospital/delivery fees, but all the pregnancy OB visits were free after the first two I think.

Originally Posted by Nami

I'm going to get stoned for saying this but, we only paid 6$ total. Here you only have to play a very small fee for staying in the hospital, everything else is taken care of.

i'm even worse (or better) - i didn't pay anything. we don't pay in th UK. even my prescriptions and dentalcare is free from the day my doctor knew i was pregnant until Kirsty is a year old.

We were expecting it to be $3,000- that is our yearly out of pocket max, and since I had a 30% co-pay for labor & Delivery, I expected to max that out.

However, when I got the bill, it was only $500 I don't know why or how, but I'll take it. It showed that my insurance paid everything else.

[Frozendesire]

We didnt pay a cent.

We are currently bringing in more money (from the government) then he's cost us haha.

[Resi]

Ugh! It ticks me off that we have to pay so much. We have "good" insurance too.

[soImarriedAnerd]

Are total prenatal/labor/postpartum/newborn care for 6 weeks after (assuming homebirth goes fine and no hospital transfer) will cost us $400...which we have to pay by July 1st. If we end up in the hospital its still not much ...just a couple more hundred.

[freesiangel]

Since we work for the state we have really good insurance for maternity care (but it's really horrible insurance for a lot of other things and I've had to go through some serious headaches over the years, so don't go drooling over my insurance just yet). Anyway, I had to pay a $50 co-pay for all of my prenatal visits and will have to pay $250 for my hospital stay regardless of what I have done at the hospital (epi, no epi, c-section, etc. etc. etc.). Plus I get a free boppy pillow. That thrills me way more than it probably should. heh.

[lauren in hi]

I'm not exactly sure, but I just had to pay the tax, I believe.

[greeneyes]

I had private insurance for just me when I had Lily and I ended up paying $500-ish. This time around we had Lee's government insurance and we didn't pay anything. Although the hospital is still trying to charge me for my imaginary epidural.

[SandKmommy]

0 (Medicaid, dh's work insurance isn't affordable for us)

I belive its a $5000 deductible for families is what dh was saying then they only covered at most 80% of maternity care(possibly less I forget now)

And being high risk theres no way we could afford that. I was at the doctor twice a week from 34weeks on. Weekly from around 32weeks. I had an u/s every week from 34weeks on(with Kieran, pretty similar with Seamus too) plus my medication for the GD, all the NST's I had. Then with Seamus I was in the hospital from Monday till Thursday, then a boarding parent Thursday night till Friday night, Seamus born late Tuesday night didn't get released till 6pm Friday night.

And the c-section with Kieran would be out the bum, I was only there just over 48hrs after she was born but the c-section alone would have been costly.

[sara~b]

I had medicaid with Gemma so I paid nothing. As far as I know my current insurance pays like 80% or something but I have $25 copays for visits, etc.

[Adriana's Mommy]

I think we paid around $5,000 for all of my hospital and prenatal care combined, this is including Adriana's hospital care and lab tests.. Adriana's bills alone was $1,000.. I was high risk and I had a 3 day stay in the hospital, 2 days in L&D and 1 day in Post Partum.. This is also including my Endo visits, which were $40 a visit and all of my NST's which was around $300. OB visits were $600 and my medicine ran about $90 a month, with insulin and prentatal pills (I was on primacare). Insurance covered most of it.. Sounds like a lot of money.. But my work gives each employee $750 in our medical bank every year and my deductible is $2000. Most of it was paid by my work. And my insurance is free.. It all equals out in the end..

[midnight_starr]

DH and I have new insurance through his work and from what I have researched it is awesome insurance! We will only have to pay like $250 and everything else is covered! His insurance also covers infertility treatments if that is ever necessary!