[~*sierra*~]

i dont know if i want that house anymore. i dont know if its worth it.
its a lot of money. i'm wondering if we should just get something cheaper.....argh. i hate house hunting.

[faith*hope*love]

Aww I'm sorry you feel like this. If I were in your shoes I would prob be the same way so I don't really have any advice on what to do.

[♥Ashley♥]

How much is it? Is it going to be alot more than what you pay right now? (Do you own or rent right now)? Its scary sometimes, but definitely worth it to own a home! Its not just somewhere to live, its also a great investment!

[~*sierra*~]

we own where we live now, but its three small units, and we rent out two of them. we want a house. its dramatically more than we pay now, which freaks me out. i found another house that is very nice, and about half the price of that first one we liked. we are going to go look at it, i think i'd be more comfortable with one that didn't push our budget to the limit....

[A*LOT*OF*HOPE]

When Kyle and I met he already owned our house, so I can't say I totally know how you are feeling!! I can imagine though, that it would be scary. Kyle and I live with the though of "always live within your means" Don't spend more than you make basically. I would figure out where all of your money goes monthly and if you have enough extra to compensate for a higher mortgage. Factor in a baby though. I like to play, he have a camper, quads, dirt bikes, two nice cars, we take trips, and we do that all becasue our mortgage doesn't consume us.

[alicenwonderland]

buying is scary! We pay more that twice as much on our house than we did while in an appt. But it's so worth it. We love the space. And love having a place we can grow into.

[sara~b]

Don't make the mistake of buying too much house but don't buy too little either! Shane already owned this house when I met him but it stinks because we have NO yard, only one car garage, only 2 bedrooms, etc. Now that we're going to have a second baby I really want more space. I know we can't afford much more so Gem and the baby will share for a couple years till we pay off debt. But I really wish Shane had thought ahead when he bought a home and planned for having the 'average' 2-3 kids.

[Chelnae6]

Alice. I've owned 2 homes.

One piece of advice that I can give you is to make sure that you are comfortable with the payments as in if either of you get laid off (God forbid) that you can still afford at least the mortgage payment or have enough money to save in order to cover you for a few months. Get a 30 yr fixed mortgage (nothing else... no ARMS, interest only, etc). I like to look at homes for fun so searching for a house wasnt as stressful for me as it is for most. The house that we live in now is a tad bit too much house, definitely a lesson learned.

Dont give up though, it's worth it, esp during income tax time lol. Just be completely comfortable with the monthly payments including taxes, HOAs, etc.

[ShannonMVT]

It is scary! But it is very worth it. I'd say just do your homework and make sure it is something you can afford. If so then go for it!

[Resi]

Maybe the house your going to look at will be the better house for your family with a lower payment! That would be great.

I wish we would have looked more before building our house. We really want a backyard and basement for more space. We can't sell because our house is below what we bought it for. It feels like we are going to be stuck here forever or lose a lot trying to sell it.

[*krista*]

I know your pain, house hunting is terribly stressful. One would think it would be fun, but it most definitely gets old very fast! This may be a stupid question, but have you scoured your local MLS listings?

[LisanAndy]

Buying is scary! We looked at a house when Taylor was a little baby and we chickened out of buying it and decided to rent a townhouse. It was for the best because Andy's job tanked for several months last winter due to the economy and we would have lost our house! I hope you find something you really like soon

[Mars]

I say, work out a payment plan with monthly payments that you are comfortable with and then buy a home based on that. Take into consideration the possibly that they could be job issues, illness, and other unforeseen expenses that could creep up so in addition to paying your mortgage, food bills, etc, you want to still be able to set aside something to save.

We we purchased land and built our home this is how we approached it. We may not have a fancy home but we worked with our budget and built one that was affordable and comfortable.

It's a major investment and a scary one too but I always say it's better to plan wisely and buy within your means than to be struggling every month and praying that the bank doesn't repossess your home.

Good luck!

[Angelaosaurus-rex]

Yuck this sounds very stressful! But just go with what you want! If you get the more reasonable house are you going to regret it later?

[~*sierra*~]

yes we are all over the mls listings, every other day or so i go on to see if any new houses have come on the market. we're going to see a bunch on thursday and also go thru the really nice (expensive) one again. My FIL is coming with us that day too. my dh deals with our finances for the most part, and he has everything put into a spreadsheet and all worked out, but despite him being so thorough i'm still a tad freaked out. he really loves that first house though, and if anyone deserves a fancy house it's him. i guess i'll just go with the flow!

i'm glad you guys can all sympathize with the stress this causes tho!

[midnight_starr]

Yes house buying can be stressful!!!!

It is stressful. We built a new home, and right before it was completely finished we bailed b/c we thought it would be too expensive. It was a good decision, as now I can be a SAHM, my husband can work weird hours and see us a lot, and we never worry about making our mortgage payment as our current one is $500 cheaper then the new build home would have been! GL