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I had to submit a claim to my homeowners ins. for the recent damage from the ice storm of 08'.
I had a tree guy come over today to give me an estimate on top of the financial loss that we had.
An insurance man came over today (just left) and I gave him a breakdown of our additional costs from the storm, as well as our loss (i.e., broken stuff, flooding etc.) I had this all printed out on Quickbooks, neat & by category. I didn't even include EVERYTHING but I figured that it was enough since he arranged this yesterday & I didn't have enough time to go through it like I wanted too.
He was a smug jerk! He kept laughing like "yeah right" attitude. When I mentioned that we never left our home to go to a shelter, he laughed like I was lying. Seriously. WTH? Then he looked at my expenses & said "uh, candles? sorry, those are necessities"... EXCUSE ME? I said to him "oh, so seeing is not a necessity? I needed to see, I had no electricity, how else do you want me to walk around & get to my children?" he again, had a smug look & laughed. JERK!
I hate insurance adjusters. He went around my house (outdoors) & took pictures, even though I gave him all the pix that I took myself. He decided to let himself into our sheds, and I never permitted him to do so, not that we have anything to hide, but at least ask?
I have a feeling that the $/#'s that the insurance claim will come back w/ will be a joke & I'll be furious.
He asked me "can you show me where the wires were ripped out of your house?" WHAT? I said "I don't know, I assume the same place that they are back in now"... he said "you don't know", "yeah, that's what I said, I don't know, I didn't look, I didn't see, I didn't go outside to evaluate where the wires were taken off my house". Is he that dumb?