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Heidi, give them a call - they were really, really helpful when I needed to consolidate my loans - it's a toll free number.
I *think* Sallie Mae accounts can be consolidated, but I think it depends on the origination of the loan. This particular consolidation is a direct loan and I'm pretty sure that dh had one we put on there, but I'm not sure at this point.
I would avoid those private consolidations - I liked this one because it is USDE rather than some place I'd never heard of. Safer, IMO, lol.
Oh, and if you need to, they're really nice about forbearances - we've been soooo tight on money that we had a forbearance on it for the last four years - it still has accrued interest (which stinks) but you can make payments if you would like to anyway - it just keeps the loan from going into default and keeps your credit clean if you're having a hard time making payments. And they have a whole bunch of payment options, too.
Thanks! I have used every forbearance nder the sun! So idefinitely need a company that I don't have to start repayment yet. I have another year on my direct loans and Sallie Mae just sent me a payment book--I am going to try defering Again.