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I ended up getting accepted to the PhD program that I wanted. The biggest hurdle now is cost. My husband and I decided to purchase a home just days before I got my acceptance and having a secure home for our family outweighs getting an additional advanced degree. So I really need to find a way to come up with the money. I think I will put down my deposit to hold my spot and defer for a year. This will let me complete a CDM program and be eligible for promotions at work and give me time to try to find an assistant-ship or scholarship for the remaining amount.