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  #1  
August 22nd, 2012, 08:34 AM
mommy2Breana+Brandon's Avatar Platinum Supermommy
Join Date: Dec 2006
Location: PA
Posts: 39,401
Are you good at saving money?

What about budgeting?
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  #2  
August 23rd, 2012, 06:12 AM
Mega Super Mommy
Join Date: Nov 2009
Posts: 4,519
I would say yes I am to both - but things have been super tight since we bought our new house at Christmas. So, I haven't gotten our cash on hand cushion back. With my raise next year, I'm fully expecting that to change though.

We're still firing off money every month to our retirement savings and Maggie's education fund though. I'd say that's doing better than you'd generally expect after buying a house.
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  #3  
August 23rd, 2012, 07:17 AM
TerriLF's Avatar Super Mommy
Join Date: Aug 2012
Posts: 565
I'd say we are pretty good at both. We both put over 7% in our retirement accounts, we try and put at least 1/2-3/4 of my husbands monthly bonus check in savings and we are in the middle of a house remodel and have stayed pretty close to budget.

I say we do good, but we do waste too much money and after this remodel we are REALLY going to stick to a budget.
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  #5  
August 27th, 2012, 10:06 AM
Mega Super Mommy
Join Date: Nov 2010
Posts: 3,972
Some days I am better than others...

I currently put away 12% of my salary into 401K (matched by 3% company). Dh puts aside a little of his, which his company matches.

I put $100 into a savings account for dd which I plan to use to open a 529 account for her. I try to put $200ish into our car fund but that has been hard with a few large emergency bills coming in.

We need to get into super squirrel mode here soon since we have #2 on the way and not sure that dh will work after it gets here.
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